Do you have to reaffirm your mortgage in a chapter 7, if you want to keep your house?

Never. Just keep making payments if you want to keep it. If you have 2 mortgages that is even more important. If you decide to ever let your house...

WHAT DOES THIS MEAN on the Petition for Chapter 7 and to what does it apply to?

The first thing I do is check if you have more than 50% non consumer debts as if you do, you don't have to do it! If the other 2 parts exist you...

My landlord stopped by and verbally told me that the rent was increasing. She did not give me written notice.

If you just don't say anything, and if you expect to move out at some point, just wait and June 2 just pay the normal amount and then she still...

Will bank have to evict the people now living in my foreclosed home or will I be responsible, how should I let Chase know, mail?

If not other liens, and if case is either dismissed (or discharged if you meant that and if case is CLOSED) then you could also see if the mortgage...

I'm in debt right now and just started working, I want to know if I file a bankruptcy can I keep my car .

First, you need to identify (a) the actual value of your car (look on autotrader) and (b) how much is owed on the car so that we know the equity...

Can I get my ex husbands wages garnished from a non-profit co, and possibly a lien on property hidden in new wifes name?

You can still go after any entity that owes him money so why not garnish the non profit? You can also locate his bank accounts, if any, and try to...

On the Michigan creditors matrix, do we have to list our mortgage company, even though we plan on keeping the house?

I agree totally with Attorney Caldwell in always obtaining an attorney. All creditors and parties to contracts must be on that matrix and make sure...

First, you CAN BOTH file now but only he will receive the discharge so why bother for you to file with him? Second, he can file by himself if...

How long do I have to wait to file for Chapter 7 bankruptcy after I get my certificate?

1. As you have read by now exactly 180 days they are good for..one day later..not valid. If you have not taken it yet, check around for cheapest...

What is the difference between secured and unsecured debt when filing Chapter 7?

First, you must understand the difference between secured and unsecured. A security interest in a contract provides the seller with an option of...

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