Archived
After a Ch.13 Bkrpty has been officially discharged, is there a law that says it HAS to remain on my credit reports for 7+yrs?
Richard's answer
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Answered on June 03, 2014
First, an employer can discriminate against you 'SOLELY" (emphasis added) you will see in the Bankruptcy Code I cite below under 11 USC 525:
(a)...
Archived
Should my husband and niece file for chapter 13 to pay off her car that was wrecked and her insurance had elasped.
Richard's answer
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Answered on June 02, 2014
As Attorney Elie states, we don't have enough facts to advise you. First, we don't even know if you qualify to file a ch 13 depending on the debt...
Archived
Discharged from chap 7..surrendered home. whats best, short sale, deed in lieu, will any of these cost me money in the end??
Richard's answer
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Answered on June 02, 2014
No one can tell you the best option because there is not a "best" there is what you want.
First, you should call the court and see if your case...
Archived
Does Ch. 13 Bankruptcy place a stay on the lump sum or monthly payment for current equity on property to an ex spouse?
Richard's answer
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Answered on June 02, 2014
I agree with both attorneys but want to state another option is to be in a ch 13 for 5 years but during year 5 then obtain a refinance if possible...
Archived
I have a co-signer on car payment. I may be filing for chapter 13 and excluding my house and car and only including my credit
Richard's answer
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Answered on June 02, 2014
First, you must list ALL debt in any bankruptcy so when someone says they are "excluding " a house and car we correct you. YOu must list all debts....
Archived
I completed a BK-7 2+ years ago. Both mortgages were included in the BK. Now the lenders are trying to foreclose? can they?
Richard's answer
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Answered on June 02, 2014
We see your question asked almost weekly on AVVO I think. Your personal liability was discharged, not ownership in real estate in which the deed of...
Archived
I filed BK back in 2011, I invested into partnership, The BK attorney listed assett at zero, cuz no return yet? was he right?
Richard's answer
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Answered on June 02, 2014
Your attorney did right in listing in Schedule B. The real issue is if you died that second you filed, and someone sold all the assets of the...
Archived
Will we lose our vehicle that we are paying on in chapter 7 bankruptcy?
Richard's answer
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Answered on June 02, 2014
First, you obviously do NOT have an attorney and need one bad as you state many things that would be perjerous!
Second, you the duty to list...
Archived
Bankruptcy case was thrown out (dismissed) cause of a craved ("creditor") ex Boyfriend....
Richard's answer
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Answered on June 02, 2014
First, just state the truth in all documents filed with a court. If something was filed that was NOT the trust amend it and file it. If there is a...
Archived
I owned a vehicle that was not on our policy due to non use, my 17 year old son took it w/o permission an had an accident.
Richard's answer
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Answered on June 02, 2014
If you have to file a bankruptcy, when we file, we fax to DOL right away and you should obtain you license back in hours or a day at most normally....
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