Credit report shows I owe bank, 2nd mtg was not included on bankruptcy chap 7 in 2009. What can I do?

Your debt was discharged. Any debt owed must be included and should have been on Schedule D! But even if not listed somehow it would be discharged...

California. Chapter 7. bankruptcy file individually. Married 1 year. Husband has 2 properties. Can they say I have equity asset?

Any income of both of yours is community an if mortgage payments made during marriage with that you have an interest. What you need to know is is...

Ch 7 bankruptcy filed now a creditor is claiming they have a purchase money security interest in earrings we bought as a gift

Your case is really simple! First, if a gift it is NOT secured to you despite it was a purchase money security! Thus, if you gave away (as much...

Can I save home from foreclosure after bankruptcy chapter 13 goes to default (3 wks) that spouse filed before he went to jail ?

First issue is do you both have the money to save home and catch up on payments..so value minus debt secured by it = equity..ANy equity? Even if no...

If your wages are garnished after you file bankruptcy where are the funds returned to

I use a standard form letter I provide to both payroll and to the garnishor Plaintiff. It requests 1 all $ post petition be returned to you and...

Sue chapter 7 Trustee. found by two courts to be at fault, negligent paying penalties to IRS.Surcharged to return $98,000 to me.

I answered your other question. So if I were you, you should call or email some attorneys in your area who are known to litigate cases. It costs...

Sue my own attorney, she did not protect me from the actions of Trustee, in fact, acted as an accomplice of chapter 7 Trustee.

First, your schedules themselves should lists each and every asset you own as well as the value of each as any liens/encumbrances on like $ owed on...

Should my Ex-wife and I file for bankruptcy before the house gets foreclosed on?

We can only say you will live there longer if you file before foreclosure. When to file and which chapter needs to sit down with you...

You will be in a ch 13 case 5 years. You will pay child support and arrears either outside the plan (and skip trustee's cut on that in sending...

Your options to stop them? Pay in full Reach settlement agreement. If value of home is less than 1st mortgage file a ch 13..Thats it!