Archived
I want to claim Chapter 13 for Income tax that was due from an IRS Audit
Can I ? I was assesed a 6662 Penalty
Richard's answer
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Answered on June 29, 2014
First ALL Debts must be listed in ANY bankruptcy. WE don't know WHY you would be considering a ch 13 instead of a ch 7 either. Some debts are...
Archived
Can my CREDITOR TRUSTEE BK.COURT take my student aid grant/loan when I file ch. 7???
Richard's answer
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Answered on June 29, 2014
IF you do NOT have that money as of the date filed it is not an asset of the estate and thus a later loan or grant. If you have received any before...
Archived
Can a new servicer claim legal fees or costs if they are successful in foreclosure after mortgage was discharged in chapter 7?
Richard's answer
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Answered on June 29, 2014
First, if you did not do a reaffirmation, then the debt was discharged and you owe no monies on it. Although they can add on their fees to the...
Archived
Do I add a zero balance credit card?
Richard's answer
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Answered on June 29, 2014
Yes as you may gave yearly dues or fees.some may say not required and I have no problem w that but when they learn you filed they may take away...
Archived
I still have a job but I'm not sure which is better for my financial situation, Chapter 7 or Chapter 13?
Richard's answer
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Answered on June 29, 2014
First, you file bankruptcy because you cannot afford your debt. In your case, it appears that is the facts..that you cannot afford to pay So why...
Archived
I am planning to file chapter 7, could my husband give me mortgage via a quit claim deed?
Richard's answer
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Answered on June 29, 2014
First , you should start out with is ALL property protected under an exemption. If it is, then the issue is are there any advantages of waiting vs...
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I need help to file an Adversary Proceeding for Undo Hardship for my student loan and motion for injunction for stay violation.
Richard's answer
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Answered on June 29, 2014
First, you should make sure you listed the bank account in both Schedules B and C.
Second, you should request in writing the moving party to...
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Archived
After making the last payment for Chap 13, is a new credit report pulled before final discharge?
Richard's answer
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Answered on June 28, 2014
First, you complete all payments, make sure the 2nd class is filed with the court Not just your attorney if you have one, and file the DSO...
Archived
What is the statute of limitations for a bad check in louisiana. what r my rights against debt collectors
Richard's answer
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Answered on June 28, 2014
Just ignore it. Or request in writing a copy of the check and indicate you dispute it as the statute of limitations has expired. Do other things to...
Archived
I am a pro se defendant in a tort case. The other defendant settled - possibly enough to cover all damages. how do I find out?
Richard's answer
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Answered on June 28, 2014
Serve a discovery request for all settlement documents including settlements, declarations in support, from Plaintiff and co defendant. And in long...
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