Archived
Chapter 7 bankruptcy final, home in foreclosure, can the lender sue me for unpaid water bills which will put a lien on the home?
Richard's answer
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Answered on July 01, 2014
You need to realize that you have some "hidden money" you are not using possibly. Why? You don't know how long they will take to foreclose. It...
Selected as the best answer
Can I get rid of a municipal lien in bankruptcy? It's against my house.
Richard's answer
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Answered on July 01, 2014
You might want to add onto your listed facts as follows:
1 Value of home
2 Amount owed on first mortgage
3 is there a 2nd mortgage and if so how...
Archived
What I can do for my endless chapter 7 bankruptcy case?
Richard's answer
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Answered on July 01, 2014
ANY assets that are NOT exempt are simply NOT exempt. He has the DUTY to liquidate all non exempt assets. You should already know on Schedule C any...
Archived
Chapter 13 and buying a home
Richard's answer
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Answered on July 01, 2014
You cant incur new debt w/o court approval.
Secondly, your ch 13 should be almost over as 5 years is maximum time. You can check w ch 13 on...
Archived
What is the process for reducing a claim to a judgment in a ch 7 bk that has not enough assets?
Richard's answer
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Answered on July 01, 2014
You sue the person owing you money!. Really as simple as that.
Archived
Can filing for chapter.7 cancel the default judgement made against me?
Richard's answer
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Answered on July 01, 2014
If the judgement was NOT for personal injury to a person or wrongful death while driving under influence of alcohol or drugs it will be discharged....
Archived
My husband and I filed bankruptcy on May 2nd and the creditors lawyer was notified right away and still garnished 4 weeks checks
Richard's answer
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Answered on July 01, 2014
Your payroll should have been notified by your attorney to stop any future garnishments and NOT to release any monies presently held.
Secondly,...
Archived
How long do a chapter 13 bankruptcy plan last?
Richard's answer
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Answered on July 01, 2014
Noone on AVVO can advise you. If they made a mistake, then we all do. But if the secured debts are not paid in full the amount in the plan then you...
Archived
Can your wages be garnished (debt collected) for a post Chapter 13 petition debt while still in a Chapter 13 Plan?
Richard's answer
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Answered on July 01, 2014
First, I guess I may be disagreeing some or at least in the wording with some other answers!
Second, if they filed a claim post petition, it...
Archived
BK7 with pre-settlement or not? Fixed income, want to discharge this and move on.
Richard's answer
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Answered on July 01, 2014
First, absent a non dischargeable type debt why pay anything?
Second, if you do pay more than $600 in the 90 days before filing, it must be...
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