Attorney Caldwell hits it on head exactly: your question is impossible to answer fully as to open ended a question. So I state as follows in...

Iam about to file bankruptcy.some attorneys have told me that if I do not reaffirm i am screwing myself down the road.

As you can already see I believe 100% of the attorneys indicate NOT to reaffirm. You do HAVE a loan, but it is discharged to your personally but...

If I file chapter 7 or 13, how would that affect my car that the bank is trying to repossess?

You need and want to enjoy your fresh start also. But the most important thing is to meet with an attorney as you asking this question means you...

How does one pay equity to trustee in chapter 7 filing?

First, my belief is the equity should be the value - the debt owed = $ remaining - exemption = $x But from x$ why not subtract the trustee's costs...

Can Chapter 13 protect you against a Tax Warrant and defaulted Student Loans?

Filing will stop collections on both but student loan not discharged unless you sue and prove undue hardship or settle with them. We cannot advise...

Will moving out-of-state affect my Ch7 BK?

Because you already went to the 341 all you do is AFTER you move, you must file an address change with the court. Because you already attended the...

I am having a problem with collection agency for a claim of an NSF check and it's holding up my driver's license.

A debt owed to a governmental unit like a traffic fine is NOT discharged in a ch 7 but IS in a ch 13. Thus, I have clients with $3000 in traffic...

Selected as the best answer

I would maybe drive for free as long as you can ..get out personal belongings. Once repo'd let your state know so you are NOT fined if the vehicle...

If someone is behind one payment during confirmation chapter 13 meeting is the case automatically dismissed

No..but catch UP..they may not confirm your plan and can be a reason to bring motion to dismiss. If you ALREADY are having problems making the plan...

Post chapter 7 bankruptcy. if irs taxes discharged, do tax liens attach to value of all my property or just my equity in propert

First, as a practical matter, I have not had the IRS go after any of my clients personal property in 27 years and over 8,000 persons I have filed...