How many years will my credit score be damaged after filing chapter 7 the second time? Last filed 2001, credit score is 700.

Attorney Caldwell says it like it is..But you don't file bankruptcy based on what happens to your credit report..you file because of debt. And you...

If there is a sale date on my property should i wait till the last day before the sale to file the paper work for bankruptcy

I don't know that your homestead will protect you as we don't know who is foreclosing..but you have only 2 goals when filing I set forth below....

Bankruptcy

First, you have two goals in filing bankruptcy so the issue to begin with is whether you can accomplish those 2 goals. You need and want to enjoy...

In Washington state, does the person who makes more money take more of the debt from the marriage?

What you need to realize is that ANY debt (few exceptions such as crimes) incurred during your marriage while living in Washington is BOTH your...

When is it a good time to consider bankruptcy? What little wages I make are garnished for medical bills.

The answers is when you cannot afford your debts..for you..that is long past as you are being garnished! Thus, meet an attorney NOW. You need...

I plan on a bankruptcy in a few months when I have all my bills ready, should I file answer to complaint and admit loan or wait.

Noone can advise you of answer w/o knowing all the facts. However, in our state, and probably yours but check with attorney, a client can place a...

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Can money you owe the state be included in a chapter 7 bankruptcy?

You have the duty to list EACH and every creditor you owe money to or else you are committing perjury if you INTENTIONALLY leave them off. The next...

I took out a cashnet payday loan in 2007 and I have a law firm calling me threading to file crimnal charges against me. Can they

The statute of limitations at some point will expire. If they sue you and you cant pay they can try to garnish banks or wages. If you cannot afford...

Contemplating Divorce and Bankruptcy. Which comes first?? or both at same time?

The threshold question is IF bankruptcy is right and available for both of you to file while married and IF all your assets will be protected if...

I am needing to update my exemptions for a creditor, can I just file a new Motion to claim exemptions?

I don't know why you need a motion ...in Washington you just file the amended Schedules B if new assets and C if new exemptions! No motion is...