In Chapter 7, can I file a reaffirmation agreement that is not signed by the Creditor?

No. YOu should really look at the value of the vehicle and compare to the amount owed. If the value is significantly less than the $ owed, the...

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I wont duplicate what has already been stated. But one option also if you can is to file a ch 7, then borrow the amount owed to cure the 1st...

Will bankruptcy affect federal tax refund?

Noone knows until we know all your assets and debts. Your prorate amount of tax refund is an asset. If you owe IRS because you filed in 2014 I...

I am renting a house in Georgia but I own rental property in Texas. Will they liquidate my rental property if I file chapter 7?

The FIRST issue is what state laws govern exemptions. If you have lived in GA MORE than 2 years before filing, then GA governs..if not, then...

Will bankruptcy affect federal tax refund?

Attorney Zhou states it exactly like it is. You can file now as no reason to delay. Either the refund is exempt or it is not. If in fact it is...

What can I do if my assigned bankruptcy attorney is not returning calls or emails?

First, the contract you have governs services extra post filing. I know my fees don't include such work. That means you would have to pay for such...

I was sued by CACH LLC and my Pre-Trial date is on Jan 23, 2015. However, I recently filed for chapter 7. Should I go to court?

All legal action stopped if you filed and your case is still open and not dismissed. Thus, no need to appear. You should file statement with court...

10 years from filing date. BUT what you really care about is what your score is. For that reason, make sure about 45 days after your discharge,...

I am unable to pay debt that is owed to installment loan companies in the amount of $3000 & I am thinking of filing bankruptcy

I have NEVER filed a bankruptcy in 28 years and about 8,000 persons where a debtor owes LESS than $5000 no matter what..and $3,000 is way...

Attorney Bunce states it like it is..but the FIRST ISSUE IS WHAT STATE EXEMPTIONS CAN YOU USE? If you have lived in Florida MORE than 2 years...