Archived
Can a home owner file Chapter 13 for the sole purpose of delaying foreclosure for another 60 days to raise funds to redeem?
Richard's answer
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Answered on January 16, 2015
If a persons is qualified to file ch 13, I fail to see why not file in order to save a home. There are different avenues in saving a home also. In...
Archived
Wife was beneficiary of life ins.policy
Richard's answer
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Answered on January 16, 2015
I don't really see your questions clearly. IF you in fact are in a 100% ch 13 payment plan, the plan should show that. IF so, as long as you are...
Archived
Quit claim deed
Richard's answer
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Answered on January 16, 2015
Your options to get out of your name are not as easy as you think. Options:
First, you should call the court and see if your case is closed...
Archived
Filed Chapter 7 in Feb. 2014, now Jan 2015 trustee wants my 2014 refund. Do they only get it for the months of Jan. & Feb.?
Richard's answer
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Answered on January 16, 2015
Attorney Marcus states it exactly. I would amend your schedule B and C to claim that portion of the tax refund attributable to the days in 2014...
Archived
If my chapter 13 is not complete but the lien holder for my car has been paid, can i get my title
Richard's answer
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Answered on January 16, 2015
Your plan and court order governing your case controls. We do not know if this is a cram down type debt either. Some orders provide title to only...
Archived
Does the ch 7 reaffirmation agreement I signed with mortgage company automatically transfer to new company that bought mortgage?
Richard's answer
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Answered on January 16, 2015
When a reaffirmation is made and filed properly, and never rescinded, then that debt is NOT discharged. As a result, it does not matter who buys...
Archived
Is that legal for my lawyer to email me to collect money when i called fro quote?
Richard's answer
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Answered on January 16, 2015
My belief is NO attorney can charge you unless you have a contract AND they have also provided you certain forms I give all my clients here in...
Archived
Is discharge from BK7 automatically strip the 2nd lien in CA?
Richard's answer
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Answered on January 16, 2015
No. Secured debts can still be enforced against the secured asset. Your personal liability was discharged absent a reaffirmation agreement. Thus,...
Archived
Can you do a vehicle redemption for fair market value on a ch13 conversion to ch7
Richard's answer
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Answered on January 16, 2015
Yes..but you must comply with the time deadlines and the amount to pay. I have done 8,000 cases and about 2 redemptions in 28 years! Most persons...
Archived
Is my Ch7 bankruptcy mortgage reaffirmed?
Richard's answer
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Answered on January 16, 2015
Attorney Markus states it exactly on how to see if a reaffirmation is effective..if not on docket..then no valid reaffirmation. With respect to...
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