Archived
Can a debtor file Chapter 13 without certificate of completion of credit counseling under exigent circumstances explained below?
Richard's answer
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Answered on January 18, 2015
First, the time of the sale on the 20th if After the certificate is issued and a case filed electronically then the sale will not be effective....
Archived
If real estate was surrendered in Chapter 13 bankruptcy but nothing was signed w/the mortgage co. is it still my responsibility?
Richard's answer
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Answered on January 18, 2015
"Surrendering" is NOT the same as no longer owning. Until the creditor forecloses, or you and the creditor agree to a deed in lieu , or you sell...
Archived
Filing Bankruptcy
Richard's answer
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Answered on January 18, 2015
If property is in your name any how dues due and payable after you file are not discharged until not in your name..thus you can have $10 thousand...
Archived
Filing Bankruptcy
Richard's answer
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Answered on January 18, 2015
Any such debt that is both due and payable after your filing date are not discharged until the property is not in your name.thus ones owing before...
Archived
IF I FILED A CHAPTER 7 BANKRUPTCY, CAN MY TAX REFUND BE TAKEN?
Richard's answer
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Answered on January 18, 2015
The first thing to do is simple: CALL THE COURT AND ASK IF YOUR CASE IS NOW CLOSED..IT SHOULD HAVE APPROXIMATELY OCTOBER OR NOVEMBER unless there...
Dental work right before filing chapter 7 bankruptcy
Richard's answer
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Answered on January 18, 2015
Almost NO creditors ever show up at the meeting which means by asking such you probably have NOT discussed with an attorney. Filing bankruptcy...
Dental work right before filing chapter 7 bankruptcy
Richard's answer
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Answered on January 18, 2015
Sometimes the "dental bill" some persons describe is not a one time thing but work over a period of time. The portion of the bill for after filing...
Archived
Can i add my future husband name to my deed while in a Ch13 ?
Richard's answer
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Answered on January 18, 2015
First, you cannot transfer property to another w/o court permission possibly as a result of your confirmed plan and or order of confirmation and...
Archived
Bankruptcy/Foreclosure Question
Richard's answer
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Answered on January 18, 2015
The discharge just discharged your personal debt. YOU still own the home until it is NOT in your name. How long a foreclosure no one in the world...
My car was repossessed by Illinois Title Loan in a restaurant parking lot, Can I file a Ch 7 to reclaim my car?
Richard's answer
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Answered on January 18, 2015
You cannot file a ch 7 until 8 yrs after the PETITION date of your prior ch 7 (not the discharge date). Absent any odd litigation in your prior ch...
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