Archived
Filed a chapter 13 bk in 2010. What does "not filed" mean in the trustee report? also when do I take the debtor ed course?
Richard's answer
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Answered on February 01, 2015
First, you can take and I instruct my clients to take the class immediately after the bankruptcy is filed! (not doing so could be a problem also if...
Archived
File suit against creditor
Richard's answer
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Answered on February 01, 2015
I do not see any issue yet of any violation of the law. You have not said they have sent you a letter to collect a debt. You have not indicated...
Archived
I filed chapter 7, was discharged Aug 2013. The main creditor which was SSA in MD has took my 2014 taxes. Can they do that? Help
Richard's answer
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Answered on February 01, 2015
The law is set forth in the Bankruptcy Code: 11 USC 523 . Unless a debt falls within one of the exceptions there (there are other exceptions that...
Archived
I've recieved a letter motion to lift stay from bankruptcy from landlord attorney. What should I do?
Richard's answer
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Answered on February 01, 2015
If you are behind 3 months, we don't know how much deposit the landlord has to cover it. BUT I do know if you want to move somewhere else your...
Archived
File Bancropcy chapter 7 before 10.5 years and live the country for a job
Richard's answer
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Answered on February 01, 2015
The first thing you do is have someone with Pacer access go into the court's computer system and see on the docket what happened in your case. This...
Archived
Got a summons from my private student loans - what type of lawyer should I hire to fight this in court
Richard's answer
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Answered on January 31, 2015
If they obtain a judgment , it is ONLY good for so many years with a private lender is the good news. But during that time then what?
1 . It...
I have a housing judgement for 20,000 can I file bankruptcy chapter 7 since I'm unemployed and only income is social security?
Richard's answer
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Answered on January 31, 2015
Sorry to hear about your situation. Each case is different although the goals are really the same as I set forth below. But other issues can affect...
Our bancruptcy lawyer told us all debt would be discharged after we completed our chapter 13 but the back taxes are still due?
Richard's answer
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Answered on January 31, 2015
The big problem is did your attorneys comments come before filing or after or possibly both . Why does that matter? Any claim must have been listed...
Archived
Chptr. 7 filed and Dischrg. Of Debt was handed down. For my pers. Inj. Case --
Richard's answer
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Answered on January 31, 2015
You want to make sure you have spoken to a bankruptcy attorney on your exemptions as there are different exemptions that can be used in a case so...
I filed a chapter 7 pro se. I got a reaffirmation agreement on my auto loan - Do I have to sign it in order to keep my car?
Richard's answer
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Answered on January 31, 2015
Do NOT sign that RA ! If you do and they repossess later (in case car quits, or you are in accident and no gap insurance, etc.) you may also owe...
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