Archived
If I file for bankruptcy chapter 7, would be a good idea to reaffirm my car lease so I could get another car lease next time?
Richard's answer
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Answered on February 05, 2015
I would NOT reaffirm as it creates new liability. Have you thought of getting 2 payments behind, filing bankruptcy , driving it for free another 3...
How Long Does It Take An Office To Let You Know You Have Passed A Means Test.
Richard's answer
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Answered on February 05, 2015
First, to pass if your income is below then you already "PASS". If not, it takes about 1 hr to 1 1/2 hour in most cases to do the expense side....
Can garnishments for court fines, retribution, or other financial obligations to the state be discharged in bankruptcy?
Richard's answer
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Answered on February 05, 2015
Garnishment will stop when bankruptcy is filed. BUT the real issue answer is as follows:
Traffic tickets are DISCHARGED in ch 13 but not ch 7;...
Archived
I was served a notice to dismiss my bk by the trustee because i havent given them my income tax
Richard's answer
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Answered on February 05, 2015
I just simply want to add a narrow area of law: IF IN FACT you have non priority income tax debts then you better discuss with an experienced tax...
Can my ex file chapter 7 bankruptcy on the house I and his three kids currently live in? I'm paying all mortgage payments-timely
Richard's answer
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Answered on February 05, 2015
He has the duty to list any assets he owns or he would be committing perjury. If you have debts and want legal advice, I urge you to meet with an...
Archived
Can a wage garnishment be overturned with chapter 7 bankruptcy?
Richard's answer
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Answered on February 03, 2015
Over tuned does not mean something. But to stop..yes by filing. To get garnished monies back? Yes if you don't take too long to file I take only 1...
Archived
After filling a chapter 7 and the calls stop but will or can they still repo my car before I can get back to work.
Richard's answer
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Answered on February 03, 2015
I am only answering to indicate that we do NOT know the ACTUAL value of your vehicle vs how much in fact is owed on it. MOST (99%) probably of...
Archived
If someone surrenders their 1/2 interest in a jointly owned vehicle in Chapter 13, is it still considered in the estate ?
Richard's answer
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Answered on February 03, 2015
I am NOT a GA attorney. But I wonder , and you may be right, how did you actually obtain a legal interest in the personal property of the vehicle ....
Archived
I filed chapter 7 over 11 years ago and The Judge signed off on My Student loan, due to my circumstances,
Richard's answer
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Answered on February 03, 2015
First, ONLY an adversary lawsuit could have discharged that debt. So not sure when you say "judge signed off" what you mean. YOU would have had to...
Archived
How to settle debit with second mortgage after bankruptcy 13? Payoff is more what original loan is. I never made payment for 5 y
Richard's answer
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Answered on February 03, 2015
Your chapter 13 plan should have stated how you were paying that 2nd mortgage and then you should have. Thus if in arrears now, you cannot MAKE...
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