Archived
Can i legally change bank accounts? internet loans that i cant pay anymore. Bankruptcy chapter 13 or 7 options I wanna avoid
Richard's answer
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Answered on March 27, 2016
Before you do pay out any more moneys, do switch accounts as you say you cannot afford. But you state you are borrowing from other sources to pay...
Archived
Can I sell my vehicle myself to pay off delinquency to the lender even if they have it set for repossession? To save my credit?
Richard's answer
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Answered on March 26, 2016
Whoever you said told you left out many facts or simply said statements contrary to the law. NOONE is going to buy your car w/o receiving title....
Archived
My husband is recently deceased. Am I responsible for his hospital bills?
Richard's answer
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Answered on March 26, 2016
Yes and NO...meaning really: possibly . Why>? We don't know if you are on the contract or in a community property state at the time the debt was...
Archived
What happens if you have no money and a plantiff wants to settle.
Richard's answer
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Answered on March 26, 2016
First, the terms of settlement govern. But it might say you have to pay to resolve it. If so, and you don't have the money then you are in same...
Archived
Debating between debt consolidation and chapter 13. Filed for chapter 7 in 2013. How quickly to file if bk is the right one
Richard's answer
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Answered on March 26, 2016
First, you can file ANY bankruptcy now. But you wont get a discharge if you file a ch 7 less than 8 years after the first one, or file a ch 13 less...
Archived
what should I do about the Judgement that was just filed if I'm already paying monthly to the creditor
Richard's answer
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Answered on March 26, 2016
Your first course of action is call and ask them for an accounting of the payments you made to them according to their records and then compare...
Archived
Are they asking the court to let them get the difference we owe them once they liquidate the property?
Richard's answer
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Answered on March 26, 2016
First, you do not state whether you are in a ch 7 or a ch 13 ! In a ch 7 almost no creditor files a POC as there are no assets to distribute. If...
Archived
When car is repossessed and you file bankruptcy how is that handled?
Richard's answer
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Answered on March 26, 2016
Yes! Simple as that! But let the state know NOW you no longer possess it or have any more interest in it so if going through traffic light or other...
Archived
Will getting a divorce and then one spouse filing bankruptcy wipe out both spouses joint debt?
Richard's answer
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Answered on March 26, 2016
First, NO. Simple as that. Why? Because if the divorce is obtained first, the whatever debts she discharges has NOTHING to do with you obtaining...
Archived
What should I do ? Is there a warrant out for me? Can I enter the US to visit my family? Have I "committed" a federal offense?
Richard's answer
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Answered on March 26, 2016
Not sure why you have this posted under bankruptcy. It is not a bankruptcy question.
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