Can we divorce and file for bankruptcy separately on our own time or is there a reason we should file jointly before divorcing?

I agree with the prior answers generally also to file before a final divorce in most cases. If you can protect all your assets and discharge your...

Could we both file Chapter 7, and could this eliminate remaining back taxes, and other debts, without affecting IRA of spouse?

By now you already read the other answers I am sure. What you need to focus on is the difference between discharging the old income taxes and...

Am I still obligated to pay this debt to the collection agency?

NO is answer as you already know by now. The person informing you is probably low end paid employee who simply does not understand the law and not...

They would not reduce the monthly payment and I have been paying for 4 years. Even when my wife lost her job. Is there any hope

The first issue is to meet with an experienced criminal attorney . Why? To see if there is a statute of limitations on the criminal side and if so...

Do we have any claim to the proceeds from the tax auction sale since the home was included in a Chapter 7 Bankruptcy

If they say it is claimable..Grab it! This assumes your case was in fact "closed" and not just discharged. Once it closed which you will see on the...

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Does anyone know where I can find more information on the new California homestead exemption 2016?

Attorney Fraley provided you an excellent and fully stated answer on your question. Because you are asking that question means you have not yet...

What's the most your income can be to use legal aid

I agree with Attorney Gambrell. I wanted to add that your attorney may possibly also help you avoid the $335 filing fee depending on your income...

Am I responsible for this bill?

You asked twice for some reason. Attorney Gambrell states it perfectly in his answer ! They don't have to ever agree to any settlement; they have...

Can a joint checking account be garnished only if the one person owes city withholding personal back taxes

Yes. By your own statement it is joint!

Right now, there is no income in the near future I can see happening so would filing bankruptcy be a good option in this case??

Sorry to hear about your illness and medical condition. No attorney can advise you of what you should do w/o knowing ALL facts on assets and income...

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