Questions answered by Richard D. Granvold

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Which debts will be removed after filing for bankruptcy in my situation?

Richard's answer | Answered on April 10, 2016

Unfiled tax return debt wont be discharged unless you file all and wait long enough to file later to so discharge it if possible. See an...

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Ex-husband included a joint account I'm legally responsible for per the divorce decree in his bankruptcy - help!!!!

Richard's answer | Answered on April 10, 2016

Any debt incurred during your marriage that he was liable for (and in a community property state that means all debts) must be listed in his...

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Shouldn't it be reversed? Will this judgement remain on my credit report unlike my defaulted loans? How can I have it removed?

Richard's answer | Answered on April 10, 2016

Credit reports should reflect facts. IF they US DEPT OF ED agreed on the disability, then object if the report shows money owed. It should state...

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Will creditors take money from inherited Ira if claiming bankruptcy

Richard's answer | Answered on April 10, 2016

You have already read the answers by now. However missing is the value of the 401 because depending on the state law that governs the exemptions ,...

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WHAT ARE MY RIGHTS AS A TAX PAYING CITIZEN? DO I HAVE TO PAY THIS COMPANY ? WHAT ARE THE LAWS OF STUDENT LOANS AFTER 25 YRS?

Richard's answer | Answered on April 10, 2016

Attorney Berkus states it as you should do and follow. If in fact for any reason later you find you do still owe that debt, check out the federal...

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Would bankruptcy be a valid option for me?

Richard's answer | Answered on April 10, 2016

I will assume you don't want to lose your license. So other issues and facts can affect you fling a bankruptcy I will point out below as that is a...

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Can we still be garnished following judgment if we are paying?

Richard's answer | Answered on April 10, 2016

A judgement can be enforced by garnishment . Filing bankruptcy stops that action if it happens. Should you consider bankruptcy? Its free to discuss...

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I violated the Spendthrift Trust so I have ZERO assets. Can Bankruptcy Court take away what is in the Trust which isn't mine??

Richard's answer | Answered on April 10, 2016

First, find an experienced bankruptcy attorney. Second, the trustee steps into your "shoes" so only has the same rights as you would. THus, if...

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How many times can you file bankruptcy? Does the fees go up every time you file bankruptcy?

Richard's answer | Answered on April 10, 2016

The law in existence when you file a case governs the ability to obtain a discharge. Thus, it is now 8 years between filing ch 7 cases. But you can...

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DO I have grounds to litigate against the Attorney who filed the Chapter 7 Bankruptcy?

Richard's answer | Answered on April 10, 2016

As you have already read, you have not listed any facts on why an attorney who filed your JOINT case did anything wrong. If in fact they did do...

Richard D. Granvold's Answers (8589)

Which debts will be removed after filing for bankruptcy in my situation?

Ex-husband included a joint account I'm legally responsible for per the divorce decree in his bankruptcy - help!!!!

Shouldn't it be reversed? Will this judgement remain on my credit report unlike my defaulted loans? How can I have it removed?

Will creditors take money from inherited Ira if claiming bankruptcy

WHAT ARE MY RIGHTS AS A TAX PAYING CITIZEN? DO I HAVE TO PAY THIS COMPANY ? WHAT ARE THE LAWS OF STUDENT LOANS AFTER 25 YRS?

Would bankruptcy be a valid option for me?

Can we still be garnished following judgment if we are paying?

I violated the Spendthrift Trust so I have ZERO assets. Can Bankruptcy Court take away what is in the Trust which isn't mine??

How many times can you file bankruptcy? Does the fees go up every time you file bankruptcy?

DO I have grounds to litigate against the Attorney who filed the Chapter 7 Bankruptcy?