Archived
Now I am worried if this attempt to start paying back will hurt my chances to discharge? Will it help or hurt?
Richard's answer
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Answered on April 18, 2016
It will go to the 3rd prong in showing good faith. But in reality, if you will never pay off the debt then why not try to discharge ALL of them as...
Archived
How can I get this debt lessened and make affordable payments?
Richard's answer
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Answered on April 18, 2016
A non criminal fine payable to a governmental unit is DIScharged in a ch 13 but not a ch 7. As a result, you should consult with an experienced...
Archived
I've tried to change my list of creditors but was told that I needed a notice to amend for what for is that and how do I do it
Richard's answer
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Answered on April 18, 2016
You should hire an attorney to go through all this as both the federal rules, and your state local rules govern. Amendments require the $30 filing...
Archived
How do I find someone to give me answers for my situation? A lawyer perhaps?
Richard's answer
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Answered on April 18, 2016
IF you cannot afford the bills and VA ends up not covering and wont, then bankruptcy may be what you need but other issues and facts can affect...
Archived
Can one attorney represent all issues? ie bankruptcy and tax issues? costs?
Richard's answer
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Answered on April 18, 2016
First, a Bankruptcy Attorney who is willing to give tax advice on the dischargeablity of federal income taxes can help you on both. But you have to...
Archived
What if i decide i want to stop chapter 13 do i still have to pay the lawyers
Richard's answer
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Answered on April 18, 2016
Converting to a ch 7 has an added benefit: ANY debts incurred since you filed your ch 13 including attorney fees will be discharged unless they are...
Archived
Can the crane company hold us accountable to pay for the crane if we had no communication, no written or verbal contract?
Richard's answer
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Answered on April 18, 2016
Every State has its own lien laws. As a result, you can GOOGLE the ones for your state but watch for any changes and review what your rights/...
Archived
Can i stop garnishment
Richard's answer
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Answered on April 18, 2016
First threshold issue is to look at proof of service and if not true that they don't have valid service then you can contest it. You might argue...
Archived
Seller Financing and Chapter 7 Bankruptcy. How do we, the sellers, protect ourselves during the buyer's bankruptcy filing?
Richard's answer
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Answered on April 17, 2016
First, no matter what her debts will always be discharged in bankruptcy absent a formal reaffirmation agreement.
Second, if they are one day...
Archived
Can you put more cash into 401 K more than maximum allowed if there is some cash in your bank account before filing bankruptcy?
Richard's answer
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Answered on April 17, 2016
We have no clue how much $ you are speaking of as some could be put into food , car insurance, future rent, etc. and thus not sure until an...
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