Can I vacate the judgement and what are my options?

I would respond to the garnishment but in it answer that YOU BELIEVE the debt was already paid before and you want them to vacate both the...

Can I convert my chapter 13 to a 7 due to a short term disability that will reduce my income

First, discuss with your attorney as all aspects of your case can affect advice and thus we don't know about household size, other incomes,...

Is bankruptcy my best and/or only option? Can my adult son sell the home?

IF he is owner as a result of the deed being recorded then yes, he can sell. But if the house is worth less than the amount owed, no one will buy...

I think about every court has its own rules on financing a car if you mean you are not paying outright for it . If paying outright, buy any you...

How can they refuse a payment

SEe my other answer to you please as you have posted this twice.

What can i do to see if i qualify for Chapter 13 and will i keep my house with a repayment plan?

First, we don't know WHO is on title to your house: Just YOU or YOU AND your old BF. Because if Both then absent him agreeing to anything you can...

You have read by now the other great answers. Thus I wont repeat them but simply say that you want to NOT cause any increase in your attorney fees....

Why did they refuse a payment plan

If you breach a contract which you must have, then each of you have your rights. The creditor (or their collector) does NOT have to agree to...

Is the $ amount of plan base the actual $ owed? Is there a time period for a refund of overpayment?

First, discuss with your attorney. Second, did you look at the actual claims filed in your case vs what you listed? Third, if you had...

Can I get this judgment removed from my credit report and is there any sort of recourse for her?

First is easy: Go copy the entire copy of the lawsuit file on file with the court. Second, go see an attorney to review that file to see if...