Is there anything I can do? Can I do a reaffirmation without filing another bankruptcy. I need to find some way to refinance.

First, I doubt very much you can reopen to obtain a reaffirmation. The law requires it to be obtained before the deadline which has passed not to...

Can I file bankruptcy on this judgement since they did double the amount, and I have to pay costs and attorneys fees?

The two or three exceptions under 11 USC 523 may apply. But other issues and facts can affect filing also. Thus, you might file to discharge other...

You may not be able to sell if all secured debts are not paid off unless the 2nd agrees to a short sale. Discharge affects your personal liability...

Can I file bankruptcy on a jointly owned former marital primary residence? To save paying joint debt at sale?

As Dorothy indicates, that obligation is NOT dischargeable in a ch 7 IF the ex pays it and comes after you, but is dischargeable in a ch 13. Other...

First, there is nothing you can do about it now. Second, most persons don't understand with jewelry that it is probably secured like a car or...

Chapter 7 bankruptcy. Discharging student loans. What is the process? How hard? How expensive are legal fees generally?

Attorney Rause I think is somewhat accurate in saying maybe it is relaxing. However, to me, it is the same ....BUT we have the 9th Circuit...

Also do I need to list student loans in my bk petition if I am not asking for them to be discharged.

You committed perjury possibly if you knowingly failed to list a creditor frankly. What do you do? Simple. File an amended Schedule F and mailing...

Are there any low income bankruptcy programs?

Find an attorney that knows what they are doing! Low wont help if it is messed up. Some attorneys can help you as we can in one day! Some also...

Would I be qualified to file for bankruptcy?

Sorry to hear about your medical situation. You have the right to sell your assets. You do want to make sure that if you do and then file, that any...

Can a credit-card company take you home in a judgement for non-payment?

First, no unsecured creditor can just "force them to sale their home". Rather a creditor must sue the, obtain a judgment and then have to enforce...