Do I have to file on all credit cards? Do my husband and I have to file jointly or can I file on my cards even if joint

Any debt incurred during your marriage if in a community property state like CA is and any debt you had before you married MUST be included in any...

Can Payday loans be included in a chapter7 I have about 8 or 9 of them ranging from $200.00 to $500.00 each

Any debt must be included in ANY bankruptcy. It is as simple as that. Do NOT go get any more. But other issues and facts can affect an attorneys...

Easy: Yes. You had bad advice. Simple as that. But the real issue is should they file a ch 13 and why not a ch 7 instead. Other issues and facts...

Could someone please refer me to a good & cheap online site for the "pre-bankruptcy course" required prior to bankruptcy?

www.ccadvising.com $9.76 single person and Summit Financing $9.95 couple are who I refer my clients to as they are cheapest about in Western...

Can you protect jewelry worth 8000 in bankruptcy

No attorney can answer that wlthout knowing other facts but especially of how long you have lived in that state as if less than 2 years before you...

Should I claim bankruptcy first

First, if you both can file together and be able to do a ch 7 and keep all assets and discharge all debts, then go for it as 4 months later you are...

Does my tax return have to be completed before filing for chapter 7 bankruptcy?

First, the rule requires you to only provide the trustee with the last FILED TAX RETURN. If not yet filed, you provide 2014 as that was last filed...

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Is it necessary to insist that my ex-spouse close all credit cards he/she opened separately during the marriage?

As a matter of law, the contract was entered into during the marriage and thus is a community debt. As a result, I myself advise clients even if in...

Can they still garnish me with out certified mail or serving me with garnishment papers?

Yes and No. The law requires the Plaintiff to serve you by certified mail :::: BUT ONLY at your last known address. that they had., Short answer:...

How will chapter 7 affect my credit? Will it remove the negative marks?

You have read by now already the other answers and thus I wont repeat them or duplicate. But in short, the answer is to sit down with an...