How to get my credit report?

By now you have seen: wait one yr to get another free or pay.. But other issues and facts can greatly affect your case. The court to file your case...

How do I reaffirm mortgage note after Chapter 7 bankruptcy discharged?

You dont. You don't need to either. Just refinance with anyone else..and certainly you won't have the best rates anyway!! Most places in us you...

Who's responsibility is it to authorize release of the held funds during a Chapter 13 bankruptcy?

The debtor through their attorney should be taking the necessary actions on listing, exempting, and then enforcing the release of exempt assets. Do...

How come the student loan companies claimed to be paid for chapter 7? Is this normal?

First, you had the duty to list ALL creditors and if you intentionally left off student loans you committed perjury frankly. Second, amend any...

What is the out come of filling chapter 7 and surrendering a vehicle but I was discharged before they picked the vehicle up

Your debt is discharged. They still have security interest in it. Drive for free till they repo it if possible If not driveable, provide them...

Assuming you listed it (you said you "declared" it) so I assume listed, and assuming you exempted 100% of it in Schedule C then assuming 30 days...

I agree with Attorney Burr. If you have a lot of debt and want to file bankruptcy just to clear your situation of debts that may be an option also....

Bankruptcy case still not closed almost 60 days after discharge?

You have different issues. You cannot proceed with PI lawsuit until case is closed (which acts as abandonment or if you obtain formal order of...

Can creditors claim my 401k?

I agree with Attorney Bunce. How long you have lived in NJ affects what exemptions you make and thus if over 2 years then it is NJ laws. Other...

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How does wage garnishment work? Can I lose my job for this?

If you are filing in next 2 weeks and not being garnished then don't worry. In ch 7 there is no garnishment. You file to get rid of debts and keep...