Archived
Creditor served me a summons for Pierce County Court here in WA. How do I respond that I deny whats being asked?
Richard's answer
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Answered on July 23, 2016
Actually, I have many clients NOT give an Answer yet..but rather a notice of appearance as then they have more time to decide what to do. By giving...
Archived
I have alot of debt, if I get married is my husband responsible for it?
Richard's answer
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Answered on July 23, 2016
No attorney can advise you what to do until we know all assets and liabilities. Sometimes we advise a person to get married first so that the means...
Archived
How does filing for Chapter 7 bankruptcy affect my student loans and financial aid?
Richard's answer
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Answered on July 23, 2016
Student loans are presumed and NOT discharged absent suing and proving undue hardship . I have done so many times and discharged over $3Million in...
Archived
What is our best option? Foreclosure or Chapter 7?
Richard's answer
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Answered on July 23, 2016
Or both. The issues are too complicated to answer on here as all assets and debt must be known and whether or not any deficiency amount would be...
Archived
I am on the loan to my car with my husband. If he files chapter 13, do I have to be on it as well?
Richard's answer
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Answered on July 23, 2016
I just want to add in addition to the prior answers, if you have a federal student loan and permanent disability, then explore their materials on...
Archived
Can a property be listed while seller is in Chapter Xlll?
Richard's answer
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Answered on July 23, 2016
By now you have read the full and complete answers already. So what do you do? Call the attorney for the debtor and see if they will file motion to...
Archived
How long after the last payment in a Chapter 13 proceeding should it take for a discharge to be filed?
Richard's answer
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Answered on July 23, 2016
Make sure you took your 2nd class and it was filed with the court. Then your local trustee will have a Declaration re Child Support you would be...
Archived
What is best strategy to compel Chase to loan modify, Chapter 13?
Richard's answer
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Answered on July 23, 2016
You cant is my answer! If you agree to paint my house for $3000 how can I force you to accept $1000? I cant. That is the purpose of a contract....
Archived
Can you buy a manufactured home after filing bankruptcy if you pay 100% cash?
Richard's answer
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Answered on July 23, 2016
Attorney Caldwell states perfectly. I would just add that if in fact you filed a ch 13 and not a ch 7 then other questions will also arise. But if...
Archived
How do we go about refinancing while in a chapter 13?
Richard's answer
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Answered on July 23, 2016
You listen to your attorney and if you want a second advice, employ another to answer that question.
All chapter 13 confirmation orders or...
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