I applied for a loan modification with Wells Fargo on 2012 now weeks Fargo said that I have 2 modifications on a period a year
Richard's answer
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Answered on September 11, 2021
You need to simply ask for a copy of ALL actual contracts approved between both of you. All. They will how what the terms of those contracts were....
Can I be garnished without recieving paperwork? It's a re a curing garnishment but was never served at home or my work
Richard's answer
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Answered on September 11, 2021
I switched this from bankruptcy (as you state no facts involving any bankruptcy) over to debts. Each state has its own garnishment laws. You can go...
Back rent?
Richard's answer
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Answered on September 11, 2021
I will let an attorney who practices landlord tenant law (I am 100% Bankruptcy only) and who is up with all the recent rules and laws added by our...
Might have listed wrong creditor in Chap. 7 filing. Do I need to amend?
Richard's answer
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Answered on September 11, 2021
(1) I would list the original creditor. At that time list the amount owed. The court will charge you a $32 amendment fee. Then each District has...
Chapter 13 with unique situation ?
Richard's answer
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Answered on September 11, 2021
YOU have already asked and had this answered in your many q's. Get an attorney now, do the leg work and file before a foreclosure. Although many...
Chapter 13 and Buying an automobile
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Richard's answer
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Answered on September 11, 2021
It appears you will be asking forever a bunch of q's as a result of trying to be your own attorney, and then trying to rely on AVVO for some legal...
Can Debtor avoid my lien if his Chapter 7 case is dismissed?
Richard's answer
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Answered on September 10, 2021
If a case is dismissed , then there is no lien avoidance in my view unless some local District rule says otherwise. In fact, our judges often...
What does Trustee’s objection to application to compromise controversy means?
Richard's answer
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Answered on September 10, 2021
Usually, approval of a settlement must be noted for a hearing . And a trustee could object. Why? Not sure,...maybe the court order states that the...
My mortgage was filed on in a bankruptcy which was discharged 2 1/2 years ago. Can I sell the home or refinance it?
Richard's answer
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Answered on September 10, 2021
If the case is closed, then your listed house is yours to sell. Call court, ask if case is closed. You have all other answers in both same...
Can I get the title deed to my house after bankruptcy? Do I need an attorney to do it? Is it legally mine?
Richard's answer
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Answered on September 10, 2021
I love the gift idea by Dorothy. I agree with most of the answers but add that even with a reaffirmation it does not mean that payments must be...
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