Chapter 13 Morrtgage

I tried to answer this but believe this is asked twice so I will repeat my answer: First, PNC cannot foreclosure until they obtain court...

Chapter 13 Morrtgage

First, PNC cannot foreclosure until they obtain court authority if the case is filed as you state. They would have to file a motion for relief from...

Is it possible to have dismissed/closed bankruptcies changed to discharged, or have them removed from credit report?

First, credit reports you need to learn should reflect facts. If you filed, they should show..if discharged..they should show. If dismissed, they...

My median income is well below the State of NJ. Why is my attorney suggestion Chapter 13 instead of Chapter 7?

No matter what, bring in your income proof including the deductions and also all the expenses your attorney factored in to a NEW ATTORNEY...

Can a Credit Union continue to report late after a Chapter 13 was filed? Can they close your checking because you included loans

First, almost all credit unions have policy to stop your having a bank account there if you owe them money and discharging that debt. Second, I...

2 hour before the auction can I stop it by filing bankruptcy

Only if you are the person owing an asset can you stop a sale of it by filing bankruptcy. Second, if you have not taken the first class yet you...

I paid a retainer fee of $400 in 2007 but did not continue filing my bankruptcy case with the attorney. Can I get a refund?

I doubt it. Any attorney knowing what the law is is going to provide in a contract that it is non-refundable so that a payment is not a...

Can late charges and interest be charged on an auto loan while in chapter 13 bankruptcy

The ch 13 plan and local rules and court order approving such plan govern your case. If the secured claim filed with the court in fact was paid in...

First, absent any type of reaffirmation agreement in bankruptcy on such debt you should have NO concern. Why? Because the debt was discharged to...

I want to know if I file bankruptcy can it erase my edviton and judgment

Credit reports reflect facts. Remember that. Simple as that. Thus, if evicted, the reports can show. But after bankruptcy you can take actions to...