Should I write a debt validation letter? If the debt is valid how may I negotiate down from the added 400 dollars debt and fees?

Interest and penalties accrue on all fines when sent to collection by courts here in Washington as they told you such as with Alliance One, etc....

What is my best option in dealing with my credit card debt ?

That is a lot of money owed. But we don't know all the facts we would need and thus you sitting down with a bankruptcy attorney will result in the...

When do you get a discharge certificate from the court

Each district is slightly different because of local forms. But all cases in US require you to have filed the certificate of taking that 2nd class,...

How will a chapter 13 completion show on credit report

First, your credit report should reflect facts..remember that. Second, when you filed will be shown on your credit reports irrespective of the...

How do I determine the amount to pay my creditors under a chapter 13 plan

Too many factors to consider, not the least would require 1. total income 2 all persons in household 3 expenses 4 types of debts including...

It depends on facts of income and assets . But each state has their own exemption laws which govern. Many persons saying they want a ch 13 also...

Bankruptcy proceedings

You are missing way too many facts to obtain any meaningful answer frankly. And he has not duty to say anything to you and in fact if you owe him...

I wont repeat what is already greatly answered..very useful. But wanted to add if you did not do it yet, make sure you took the 2nd class and it is...

Homestead exemption amount in Oregon

I just want to add, before you spend a bunch of money trying to collect on such judgment if obtained, that the debtor can file ch 7 and then claim...

Are attorney's fees owed to my Ex Spouse's attorney dischargable in Chapter 7 Bankruptcy?

I suggest you discuss with an attorney right away on 2 things: first, is it deemed child support or maintenance (DOMESTIC SUPPORT OBLIGATION) ,...