Archived
In Illinois, will getting married after filing Chapter 7 but before my hearing affect my spouse or the bankruptcy itself?
Richard's answer
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Answered on December 06, 2016
No attorney can say yes or no because we don't have all the facts. Many other facts would be needed, including spouses income, spouses family size...
Archived
My chapter 13 was dismissed because my husband became sick an we got behind do I still have to pay the Lawer the rest of the fee
Richard's answer
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Answered on December 06, 2016
Your fee to attorney is like any other debt you owe. If you don't pay a debt, a creditor can sue you. The real issues is what do you do now with...
Archived
What accounts can be listed when filing bankruptcy and whats the difference between chapter 7 and the other?
Richard's answer
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Answered on December 05, 2016
FIrst, all debts must be listed or you are committing perjury if you intentionally omit.
Second, it is impossible to tell you the difference...
Archived
Do I need to file bankruptcy for my brother as POA
Richard's answer
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Answered on December 05, 2016
A POA is not addressed by the bankruptcy code and normally is of no use. But in such a situation as yours it may fly..but anyone who promises you...
Archived
Which debt status would be better for my credit report for settlement, "paid in full" or "debt settled"?
Richard's answer
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Answered on December 05, 2016
Credit reports should reflect facts..simply as that. If pd in full..it should so state. What you better watch out for is if you settle a debt, the...
Archived
A judgement just showed up on my credit report for $629.00. I called the collection agency but they want $1600. Is this legal?
Richard's answer
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Answered on December 05, 2016
You failed to pay is the problem. When you don't, they sued and they obtained an award of other costs for service of process, filing fee, service...
Archived
BANKRUPTCY
Richard's answer
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Answered on December 05, 2016
The second you file bankruptcy stops all legal action. We then fax to both payroll and to attorney suing/garnishing. Each states laws govern the...
Archived
Please help!! I lost my job and need to file a Chapter 7 bankruptcy.
Richard's answer
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Answered on December 05, 2016
Sorry to say most of us charge..it takes time and money and overhead. And it is not as quick as you think in a conversion. I do hope somehow you...
Archived
Can I have a chapter 7 reinstated for being 1 day late with docs?
Richard's answer
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Answered on December 05, 2016
Of course anyone can ask anything. Problem is trying to be your own attorney. You are expect to both know the rules, local rules and how to...
Archived
How can a person already in chapter13 bankruptcy suddenly be made to pay back more money to a creditor than he receives.
Richard's answer
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Answered on December 05, 2016
First, a debtor NEVER "speak to the Bankruptcy Judge". Very few debtors ever see a judge in fact...way less than 1 %.
Second, you should sit...
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