Archived
i used my truck as collateral for a loan and I have over $5000 in debt and credit cards can I file bankruptcy and keep my truck
Richard's answer
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Answered on June 28, 2017
First, because no one knows value of truck vs how much is secured on loan on it and if properly secured , no one can state if you would lose your...
Archived
I have a question about writing the Answer to a court Summons and Complaints.
Richard's answer
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Answered on June 28, 2017
That is always stated or John Doe in case married. We don't know if the debt was incurred during the marriage either . Because some defenses and...
Archived
Why You Should Never Give Away Assets Before Filing Bankruptcy?
Richard's answer
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Answered on June 26, 2017
Simple as NOT receiving a bankruptcy discharge! Thus, don't transfer w/o an attorney's advice on methods and consideration received..or you will...
Archived
Why would a creditor be upset, because a person filed chapter seven bankruptcy he will get noting?
Richard's answer
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Answered on June 26, 2017
First, in a ch 13 the creditor may receive almost or nothing also..that is very common. All debt discharged is part of business..how they handle it...
Archived
Can a credit card company garnish my entire bank balance?
Richard's answer
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Answered on June 22, 2017
Attorney Nguyen states the law on the garnishment. We dont know if you were validly served the underlying lawsuit. If not, you might see an...
Archived
How long is the statue of limitation on debts in WA state?
Richard's answer
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Answered on June 19, 2017
Noone can say for sure because other facts must be known. Usually 6 years on contract from date first breached..so issue is when 1st due since you...
Archived
How will a recent marriage and subsequent seperation affect my filing for bankruptcy and will it affect my spouse in any way?
Richard's answer
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Answered on June 09, 2017
You need to worry about YOU first..and not his credit. Any debt incurred during your marriage in Wa is both of yours no matter whos name is on the...
Archived
Why do I need an order for protection from an automatic stay in my uncontested divorce with an open ch. 13 bankruptcy?
Richard's answer
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Answered on June 02, 2017
11 USC 362 prohibits a divorce judge from dividing assets of a marriage if one party is in bankruptcy..but the judge can still proceed with ALL...
Archived
Debt I don't owe now being served for court
Richard's answer
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Answered on June 02, 2017
I would put in a notice of appearance first. That way they cannot obtain a default judgment against you on day 21 because you replied. Then call...
Archived
Do I need to file bankruptcy before filing for divorce?
Richard's answer
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Answered on June 02, 2017
MOst, but NOT all, of my clients I advise to obtain the bankruptcy discharge before obtaining final divorce (which could be one day later then!)....
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