Archived
I recently purchased a new car a few months ago. I now have to file Chapter 13 bankruptcy. What happens to the car and debt?
Richard's answer
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Answered on October 29, 2017
In short, YOU decide. You can surrender the car and not pay for it but treat as unsecured once the creditor sells it. Or you can pay the amount...
Can your car get repossessed if you didn't sign a reaffirmation agreement and the debt is discharged ?
Richard's answer
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Answered on October 29, 2017
If you are one day late you are in default, IF you filed bankruptcy and did not cure the default as you have apparently done, and no reaffirmation,...
Does statute of limitations start from the time I made last payment or from when my Chapter 13 discharged?
Richard's answer
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Answered on October 29, 2017
I cannot imagine that the SOL in the state governing that law would not be stayed during such time. Otherwise, a person could file a ch 13...
Archived
How can I get money from a very dishonest sister?
Richard's answer
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Answered on October 29, 2017
Both an experienced bankruptcy attorney and an experienced estate planning attorney would need to be retained to really obtain a meaningful careful...
Archived
What can I do about my current situation with a rental company and collection agency?
Richard's answer
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Answered on October 29, 2017
You should speak to a landlord tenant attorney is my advice. I only do bankruptcy here where you live in Pierce County! But used to do some of that...
Archived
What do I do if I've been served a summons as a result of an unpaid debt?
Richard's answer
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Answered on October 29, 2017
If you agree you owe it AND the statute of limitations or any other defense is not available, then call the attorney to see what they will settle...
Archived
What state do I file for chapter 13 again if incarcerated in federal prison in Texas but foreclosure is in LA?
Richard's answer
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Answered on October 29, 2017
I agree with Attorney Bunce. One question you do want to ask though is what is the value of the home vs the amount owed on it also. If it is repod,...
Archived
What’s going to happen if they find no accounts? Can they garnish my exes account?
Richard's answer
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Answered on October 29, 2017
First, we don't know WHY you cannot file bankruptcy..as if any type of income you could do ch 13, and if more than 8 years passed since a ch 7 you...
How likely is a trespassing notice likely to appear on a pre employment background check?
Richard's answer
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Answered on October 29, 2017
I don't see how the notice appears on any credit report or other such reports since you state no charges were filed. But the reality is , it does...
Archived
Can a creditor still garnish my pay check after I've filed for chapter 7 bankruptcy?
Richard's answer
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Answered on October 29, 2017
Looks as you filed 2 questions so I will repeat what I said on other too. But make sure your employer has copy of the 341 notice so they know to...
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