What does it mean when Wells Fargo wants to lift the stay on our chapter 13 bankruptcy? What happens if we lose?
Richard's answer
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Answered on November 16, 2017
I agree with the other answer. However, it is your breach of your ch 13 plan that caused the problem. It is a contract. And failure to pay is a...
Archived
II filed for chapter 13 back in Oct 2016 then in May I had to pay trustee payments I decided to do chapter 7 which I processed
Richard's answer
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Answered on November 16, 2017
First, each creditor has their own rules. If a modification is not available, don't forget to try a refinance 2 years after the conversion date or...
Archived
Demand Letter for Mortgage arrived late?
Richard's answer
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Answered on November 16, 2017
Just call creditor to discuss your paying shortly so they hold off next step..thereby saving you attorney fees
Archived
II filed chap 13 now I'm in chaprer7 can it be easier for me to get my loan modified?
Richard's answer
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Answered on November 16, 2017
Whether Your lender agrees is up to them and their own terms. You might try refinancing 2 years after your chapter too. Or if you cannot afford...
I am disabled and can’t work. What happens if I stop paying private student loans?
Richard's answer
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Answered on November 16, 2017
I have discharged over $3 Million in student loans in bankruptcy and have another trial set for January. And all my cases, wins, losses,...
When filing for bankruptcy and I do a redemption on my Car to pay actual value can I pay That value In payments ?
Richard's answer
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Answered on November 16, 2017
The threshold issue is if you can redeem to begin with.
Thus, (1) you would have had to purchase the car for "primarily" personal, household or...
Archived
Is Invisalign treatment for 18 and 13 year old viewed as non-emergency medical treatment or a necessary medical treatment?
Richard's answer
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Answered on November 16, 2017
In short, you posted this under ch 13 here in Seattle. But the issue is for your divorce attorney, as it is not a ch 13 question. Thus I posted...
Archived
I am currently in a chapter 13 (1 year completed). Is it possible for me to obtain an apartment lease on my own?
Richard's answer
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Answered on November 15, 2017
Why would you not be able to? Debtors who file and move don't live in tree houses..i.e.. you will have no problem..even with POOR credit you can...
What happens if my chapter 13 is dismissed and all creditors have been paid except 1?
Richard's answer
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Answered on November 15, 2017
We don't know what type of plan you are in..if a 100% case or Best Efforts, or if you did not turn in required tax refunds, etc. Thus, no attorney...
Am I entitled to the payout compensation for a car that was part of a chapter 7 bankruptcy?
Richard's answer
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Answered on November 15, 2017
The payment from insurance would have paid to the creditor but only as far as the amount owed on said balance. The remainder, if any would be yours...
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