I agree with the 4 answers but are answering to add what I did not see. You did not state that you in fact were validly served initially. YOu may...

First, DISCHARGED is not the same as CLOSED. Make sure your case is closed. Then once closed you may pursue your civil litigation. Be prepared that...

Each District's Ch 13 Plans contain possible language so it is District relate. In Western Washington for example, the Plan already allows w/o any...

The biggest advice is that the real issue in addition to what you are fighting is whether or not the Statute of Limitations (SOL) has been argued...

Attorney Boyer is right in your state and answered many questions accurately for persons in your shoes many many times on AVVO. I suggest you call...

I do not use their site myself but wonder if that is not mean a long term debt that has monthly payments that will continue past the term of the ch...

Only an attorney in the State in which the hearing is scheduled can possibly advise you on the law of that state. Thus, if PA, you should employ an...

The biggest mistake is NOT using an attorney. Call and discuss with a local experienced bankruptcy attorney. There are TOO many q's we ask a...

The answer as you see is YES. The real question is what do you do about the debt: try and settle? File bankruptcy? Is it collectible? Decisions you...

First, some jurisdictions do not prohibit incurring new debt , whereas others require a court order to do so (which costs money for attorney fees I...