8 years between chapter 7 cases. Chapter 13 if filed before you can file chapter 7 6 years after or sooner in some cases...if chapter 7 before xan...

Simply mistake by person entering. But you order all 3 of your credit reports, object to ANYTHING untrue including that as well as if any late...

Can they repossess my vehicle?

It depends on unknown fact. Are you already in bankruptcy or not? If so, not unless they obtained relief from stay in ch 13. If not yet, then if...

my bank account was cleared out to a $0 balance due to a collector garnishing my account, is that legal

75% of earnings might possibly be claimed exempt, if all monies are simply from earnings and NOT social security or other exceptions you will see...

The class is a prerequisite to filing a case. If you in fact took and the class and obtained a certificate, then I would file it with the court as...

What does this letter mean?

No attorney can possibly know your situation, whether you filed bankruptcy yet, can read the letter, know if you agree you are liable, know the...

Asking that question means you failed the most important thing: USE AN ATTORNEY. You would already know that answer. All income and expenses are...

Yes they can you breach the contract by not paying the monthly minimum payment and timely. If they start a foreclosure you have right to catch up...

Motion of relief from automatic stay for a car I no longer have?

Your estate still owns the lease rights until relief from stay is granted and hence the motion.

Can a person loose their bankruptcy case by not paying the trustee even if the money was coming out of my check direct deposit?

Apparently so. YOu already stated you "lost" your case. Not sure why. Only an attorney knowing all the facts can answer. But you have duty to...