If you use a personal loan (unsecured debt) to pay off a student loan (secured debt) will you not be able to file for chapter 7?
Richard's answer
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Answered on October 19, 2021
1st, your student loan I have never heard of one being a "secured" debt. Perhaps you mean a presumed non-dischargeable debt.
2nd, as Attorney...
How will I know if a court case is closed? With the pandemic ongoing, should I receive documentation saying the case is closed?
Richard's answer
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Answered on October 19, 2021
Call the court and ask if that specific case is closed and not sure if you have an adversary case # also so if so, ask for each. Remember, "CLOSED"...
Does a Chapter 11 filing stop an unlawful detainer eviction??
Richard's answer
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Answered on October 19, 2021
I agree with all prior 4 answers assuming that a unlawful detainer action has not been filed and and writ of restitution issued prior to the...
Can I remove a pending case in the Court of Appeals to Bankruptcy Court?
Richard's answer
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Answered on October 18, 2021
Filing the bankruptcy will operate as a stay of the state court proceedings. Then it will depend on the subject matter and bankruptcy court on...
Do I have to file for bankruptcy?
Richard's answer
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Answered on October 18, 2021
First, noone has to ever file bankruptcy..its whether you want to achieve the goals of discharging debt and not losing any assets in the process....
How can I obtain the Letter of Bankruptcy Discharge Liability included in a bankruptcy from Trenton Bankruptcy Court 12-18173?
Richard's answer
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Answered on October 18, 2021
I agree 100% with Attorney BLumenthal, including how STUPID these mortgage places are: they can go into any bankruptcy court and download the...
Can i buy my moms house after i declared bankruptcy ?
Richard's answer
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Answered on October 18, 2021
From what you do not really say, I am guessing is the real issue. You really want to know how long you qualify to purchase her house. No attorney...
Are there any remedies for someone who purchase a home under an FHA when it was supposed to be under VA?
Richard's answer
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Answered on October 18, 2021
It is my belief that after you file a ch 13, after 12 months of on time payments can and refinance either type even during the bankruptcy. Call the...
My dentist is suing me for dental bills
Richard's answer
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Answered on October 18, 2021
IF they do pursue you they will have to come up with amounts billed, minus amounts paid by your and insurance. You might ask your insurance for a...
How can I collect my judgment on sheriff's hold (1 bank levy and 1 wage garnishment) 7 days before debtor filed bankruptcy?
Richard's answer
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Answered on October 18, 2021
The debtor should have listed those monies in Schedule B and exempted them in Schedule C. If so, then absent an timely objection which is upheld by...
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