I filed CH7 including a Discover Card debt and they won’t remove the lien even though the debt was covered in CH7. Now what?
Richard's answer
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Answered on August 25, 2018
First, it is YOU who must file motions to avoid a lien DURING the bankruptcy, not the creditor.
SEcond, the real issue next is how long is the...
Archived
Can i refile a chapter 7 bankruptcy after my bankruptcy was closed without a discharge.
Richard's answer
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Answered on August 25, 2018
I would hire an attorney immediately and ask the about filing motion to reopen case, file the certificate of 2nd class, and then obtain the...
Archived
How long is a bankruptcy attorney responsible for my case after it has been discharged?
Richard's answer
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Answered on August 24, 2018
Simple..go see new attorney now. A second time mistake he has no duty per Contract
Archived
Custody modification lawyer and bankruptcy collide?
Richard's answer
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Answered on August 24, 2018
An attorney cannot represent you and be a creditor at the same time. You have the duty to list all debts no matter what and the fact you have not...
Archived
I filed chapter 13 years ago and had my car title on a personal loan, but they have never contacted me to get it ?
Richard's answer
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Answered on August 24, 2018
You own the car, they have secured interest. Your options:
1. Continue driving for free as long as you can forever. That is best, just park inside...
Archived
Will I know what the concerns of the judge and trustee are if I go to the court date?
Richard's answer
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Answered on August 24, 2018
First, in my District rarely would a creditor go. First, most use an attorney.
Second, many attend telephonically.
Third, if you read the...
How can I keep my motorcycle when it’s up for repo ? I’m thinking about bankruptcy is that possible? Should I tell the lender ?
Richard's answer
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Answered on August 24, 2018
First, most 99% of persons owe more on the vehicles than the value and thus no equity.
Second, if no equity, rarely without other facts would I...
Archived
What does it mean you are not eligible for a discharge because you filed a chapter 7 two years ago?
Richard's answer
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Answered on August 23, 2018
It's called the law..you must wait 4 years and one day to file a chapter 13 after the petition date of a prior chapter 7 case. 11 USC1328 f 1 if...
Archived
Can a rent to own make you turn in your property under chapter 13?
Richard's answer
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Answered on August 23, 2018
Your own attorney you need to discuss the specific facts with. Then you will know the options. We don't know if your case is confirmed yet either....
Archived
I was sued by a college for student loan debt and writ of garnishment was granted for student loan
Richard's answer
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Answered on August 22, 2018
Hire an attorney in the state in which the garnishment was issued. Explain to them the facts. Then they can advise of the garnishment law and...
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