No attorney can possibly know the answers absent more information. WHy? First, although you ask from NJ we do not know if NJ is the state of the...

1st: discuss with your attorney. 2nd Discuss with your attorney the 30 day deadline after the 341 meeting and objections to any exemption...

Each state has its own real property laws. And ownership and debt are both separate things. For example, you could own 50% of the land / house, but...

Each Bankruptcy District has its own rules . In mine, you cannot incur new debt w/o a court order (exception for trustee who agrees with your...

You can see the 2 attorneys in your state providing answers governed by your states laws. I and they would never know if bankruptcy is an option...

I agree with the answers. But before filing a bankruptcy, why not see if the case can be settled as Attorney Bunce states. If no settlement, you...

Also, in addition to both answers I agree with, discuss what about waiting till 5 years after the deed was filed transferring back to the parents,...

No. Simple. Wait 8 years and 1 day. Your asking that question implies you have not called and discussed with an experienced bankruptcy attorney...

You need to do simply one thing: call and discuss with an attorney near you..why not call attorney Kingcade? Your asking that question...

ONLY..I repeat ONLY an attorney as yours who is familiar with all facts of the case can know how to answer. We do not know the liquidation test, or...