I would attempt to put down what period YOU last incurred the debt, not when the creditor added a penalty or interest. I have my clients list what...

Filed ch7 in 2015 discharged in 2017-my old bank pinged my credit this year and asked for pmt.?

First, it seems the facts may be wrong..normally your ch 7 discharge is 105 days later about, not over 1 yr later. Second, send a copy of the...

Can I file chapter 7 bankruptcy?

You by now have seen the prior 6 answers which all together share the same thing: you need to consult with an attorney . Absent rare exceptions on...

Simply stated you are wrong. There is no stay on co-debtors in ch 7. Thus, not sure why you believe that. If you have an attorney discuss whatever...

Easy: YES. in Fact the law requires ALL debts to be listed which is separate than whether it is discharged or not. The creditor can always assign...

What do I need to do next?

I agree with Attorney Nguyen who has provided you a wonderful fully explained answer involving statute of limitations too. No attorney knows your...

Law requires they send to your last known address by certified mail..so if you moved they are not required to look for you..on lawsuit you can...

Ask your attorney...we don't know which chapter you are in or source of monies to gamble and if chapter 13 if you reported or had to other...

$35,000 can seem like a million $ and stress can be overwhelming. However, other facts can affect an attorneys advice on whether or not to file...

Need to file Bankruptcy

Its great you are inquiring before the 20 days is up on that summons. I will explain to you about placing a "Notice of Appearance" which will give...