I need to file chapter 7 but they say I make too much but I simply cannot afford the monthly they want me to pay for chapter 13
Richard's answer
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Answered on January 21, 2021
I suggest you obtain a second opinion. First of all , income is only 1 side of the issue. If you do not beat the Means Test MT on it, then the...
In Calif. can I use chapter 13 bankruptcy to stop attorney fees.
Richard's answer
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Answered on January 21, 2021
Yes and no. Filing bankruptcy acts as a stay against most legal action. Some actions still need to be resolved and thus, sometimes more fees are...
How can I eliminate approx $26k business credit card debt without it affecting me personally?
Richard's answer
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Answered on January 21, 2021
If in fact your own personal liability does NOT exist because you have the cards in the corporate name and also did not abuse the corporate system...
Can I put utilities in my name while living with my mom if she is in bankruptcy ?
Richard's answer
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Answered on January 21, 2021
I agree with the prior answers and I can assure you us attorneys think maybe some other non-disclosed facts are there as why would you want to...
I've recently been declared as disabled (fully favorable). Am I able to get my student loans discharged?
Richard's answer
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Answered on January 21, 2021
Attorney Perez Jr. states the 1st step I agree with IF the loans are federal then follow the path he advises no doubt.
Second, if the loans are...
Archived
Could I lose my amended refund?
Richard's answer
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Answered on January 21, 2021
First, as answered already, you had the duty to list an asset. If the refund was not listed then it should be amended to list. In fact, the prorate...
Can wages be garnished from a judgement from 2012 in 2021 in oregon?
Richard's answer
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Answered on January 21, 2021
You simply mix up the difference between a defense to a lawsuit (Statute of Limitations) and the enforcement period of a judgment . And interest,...
Archived
In 2003 I was involved in an accident where I caused significant damage to property I have not had a drivers license since and I
Richard's answer
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Answered on January 21, 2021
Assuming you did not either cause it on purpose, or cause death or bodily injury while you were driving, it would all be dischargeable in a...
Archived
Can you help me draft an appeals letter for my bankruptcy?
Richard's answer
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Answered on January 21, 2021
The law is pretty clear. You must show up at a 341 or continuation thereof. If not creditor has filed a motion for relief from stay and you have...
Archived
Can I transfer my car to my daughter's name who is out of state but I continue driving the car?
Richard's answer
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Answered on January 21, 2021
HUGE MISTAKE. Trustee can not only go after it but you cannot claim any exemption in it. WHY do you think creditors will seize it? If NOT filing...
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