You need to discuss this with your own attorney.

Start over . . . . . . . . . . . . . . . . . .

I am not sure what you are asking. Risk of what?

Good news and bad news. The good news is there is no statute of limitations. The bad news is the reason for this is you have no cause of action...

Okay . . . . So cash it yourself. I’m not sure what you are asking us.

I doubt you are even allowed to be “managing” these peoples accounts, let alone have any sort of claim against EDD

If he was negligent she will have a claim.

You don’t . . . . . . . . . . . . . .

I am really unclear where the legal question is here? And if there is a question there certainly is not nearly enough information to analyze any...

Yes you can sue if it was less than year ago. As to whether you have a good case, who knows.