Can i get a refund for not going though with dental surgery because they had me waiting four months ?

Well a “refund” would go to the estate of your friend. Whether you would ultimately be entitled to it (Eg arguing gift) is something that would...

Personal Injury claim

Agreed with the above. One who is committing tax fraud (which working “under the table” is) should keep it quiet until advised otherwise by counsel.

Will my insurance cover a claim if I was driving on a suspended license ?

All I can say is cooperate with your insurer and do not tell any lies. I doubt the cops are gonna follow up. If the damage to both vehicles...

Is this an enforceable contract?

Maybe. Hire an attorney to review everything in detail.

Hit and run not my fault but my license is expired and my registration is expired but i have insurance what can happen?

This is mostly a moot question as virtually every insurance policy requires you to report accidents to them (and typically to law enforcement with...

What are the laws concerning driveway flyers from unlicensed or licensed companies soliciting business from your residence?

That is a very broad question since, as indicated above, it can fall under a variety of governing bodies from overlapping jurisdictions.

If your medical professional tells you you are disabled then I agree you could likely apply for disability, depending on the terms of each...

Will liability insurance cover an accident caused by a non-licensed driver they got the permission to drive the car?

They will unless he was an excluded driver Er the terms of the policy

Can i take legal action for the way i was treated

No you cannot sue based on these facts

What to do when store’s ins. co. denied liability? How is possible future loss of livelihood calculated?

The short answer is you don’t. You are not going to be taken seriously unrepresented because they know you do not know how to successfully sue...