Do I need to hire a personal injury lawyer?

Turn everything over to your insurance company and tell them to try to settle the claim within the policy limits. They will appoint a defense...

How can I get an auto defense attorney?

Turn the claim over to your insurance company to get your car repaired.

Why would the da not file?

You answered your own question in the last sentence of your post.

Will Geico cancel my car insurance when I had two accidents this year?

Were you trying to send a message to Geico? This is not Geico, you need to ask them what their policies are.

What should my next move be in dealing with a 3rd party (Mercury) claims adjuster?

Your next move should have been your first move, call an attorney. As a layperson you simply will not be taken seriously because they know that...

Maybe. We know nothing about your case and settlement. Ask your attorney.

Company which judges a competition went bankrupt?

You will have to ask your credit card provider if you can do a charge dispute. You will otherwise need to file a claim with the bankruptcy trustee.

How difficult is it to change attorneys during a personal injury/ pedestrian/ vehicle case ?

You hire a new attorney who tells the old firm they no longer are on the case. Bear in mind, the old firm will still have its lien against your...

Corporate law- 1099 contractor?

First, there is no such thing as "1099 employment" since an independent contractor and an employee are very different things. How they each "work"...

How can the other party prove that I crossed a red light and caused an accident?

Short answer, they put on a case more persuasive than yours. Discuss this with your appointed defense attorney, it is useless for us to speculate...