On my credit report i have a repossesion that says " paid by dealer", but got sued by the bank anyway. is this right?
Rachel's answer
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Answered on May 30, 2012
The dealer may have bought the car from the lender. As between the lender and the borrower and you, the len der could still come after you for any...
What does this mean? NOTICE SENTComplaint No.:001
Date: 05/04/2012Comment:NOTICE OF OUTCOME OF ORIGINAL SERVICE (ATP)-A1
Rachel's answer
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Answered on May 29, 2012
Without reviewing the entire document, it may be difficult for any attorney to answser your question. Chances are from what you have state, you...
Archived
I was approved for a loan mod, but I am concerned the documentation. Are they supposed to clearly define the amount of payments
Rachel's answer
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Answered on May 29, 2012
I am not sure that I understand the Chase cannot tell you what your escrow will be. I know you say that your taxes will not go up, but unless you...
Archived
I have phone bill that the company put on my credit card. I have never given them my credit card #. Is this legal?
Rachel's answer
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Answered on May 28, 2012
Are you sure that you did not give them a credit number and authorize payments for you or for someone else? Is it possible that this was a simple...
Archived
Foreclosure??
Rachel's answer
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Answered on May 28, 2012
I don't do bankruptcy, but I have to know how it works in order to counsel my clients. If you are behind on the mortgage, the chapter 13 ...
Archived
Daughter in law used our credit card with approval. Do we have any action we can take?
Rachel's answer
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Answered on May 27, 2012
I am not licensed in Missouri but this touches on identity fraud. What do you wish to do? This is a crime in most places. You are going to need...
Archived
How are award points on joint credit cards divided and how to secure my share of them?
Rachel's answer
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Answered on May 27, 2012
Read your credit card agreement. I would redeem your points for whatever the points are good for and then close the card afterwards if you do not...
Archived
Some company is sending me a bill for magazines I have not subscribed for. Must I pay?
Rachel's answer
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Answered on May 27, 2012
Since you never received the magazines, I would dispute this. I would write down a stateement regarding as much information as you can remember...
Archived
Is it illegal to touch a spouses bank account if they pass and you have their bank card?
Rachel's answer
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Answered on May 25, 2012
You should NOT do this. If its not a joint account then this is an asset of the spouse's estate. You do not indicate whether your spouse had a...
Archived
How would being sued for debt affect me in getting a job?
Rachel's answer
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Answered on May 25, 2012
First, I am not admitted in Texas and cannot speak about Texas law in particular.
Generally, anyone can be sued at any time for anything. What...
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