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I am being Sued for past credit card debt by FIC Card Services collecting on behalf of Bank of America for $15K.
Rachel's answer
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Answered on September 22, 2012
Your SSDI cannot be garnished. The pension may be exempt too but it is so small that it can be exempted under the wildcard exemption. However,...
Archived
Is it illegal for a debt collector to put a settlement agreement in writing?
Rachel's answer
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Answered on September 22, 2012
Debt collectors lie! It is not illegal to put an agreement in writing.
I have a simple rule - no settlement agreement in writing, then the...
Archived
Has anyone heard of a mcmann and associates they are trying to collect a debt for a payday loan but won't give me an address?
Rachel's answer
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Answered on September 20, 2012
Payday lending is illegal in North Carolina. Even if you took out the loan, it is doubtful as to whether the lender would sue.
However, this...
Archived
Wanting divorce ex wife has no known address, does she have to be present at court for the divorce?
Rachel's answer
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Answered on September 20, 2012
And what exactly would that cheaper alternative to divorce be? The cheapest alternative I know would be if one of you passed away. I am not...
Archived
. I have a contract for deed duly signed and notarized. The owner sold it!!! tried civil law her nephew owns county Can you help
Rachel's answer
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Answered on September 19, 2012
Why are you doing something about this now? There are many problems here: (1) the statute of limitations probably has expired on any cause of...
Archived
I owned a mobilehome and I transfered the title to my mother under the condition that it would be put in her will when she passe
Rachel's answer
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Answered on September 19, 2012
You do not provide a lot of details in your post. Why would you put this in your mother's name? Unless you had a written agreement (which is...
Archived
The form i need is the one that has to post for 10 days to get my daughters name changed
Rachel's answer
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Answered on September 18, 2012
There is a notice included in the forms for Wake County. Use the form and change Wake County to your particular county (Sampson County if you are...
Can a debt collector threaten me with filing a 1099 form and turning it in to the irs?
Rachel's answer
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Answered on September 18, 2012
Hello - this is a debt collector. They lie. Frequently. The debt collector wants money - maybe they get a commission on the number of...
If a husband takes out a loan without the wifes knowledge and he stops making payments is she responsible to make the payments
Rachel's answer
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Answered on September 18, 2012
You do not indicate whether you are the wife or the husband. The question is not whether the creditor can come after the wife. The answer is of...
Archived
If i deposit my va disability in a checking account can it be attached
Rachel's answer
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Answered on September 17, 2012
Federal benefits cannot be garnished (like VA benefits or Social Security). If the only thing in your bank account is federal funds, then the bank...
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