I agree with my colleagues. The doctrine of necessaries applies to things like medical debts or necessaries (rent, food etc). Chances are it...

Am I responsible for repaying a payday loan when I didn't apply for ?

Payday loans are illegal in NC. However, you have a moral obligation to return the money that was lent to you. I would not pay the interest on...

My father died intestate 15 years ago in NC; my stepmother got everything. May I sue his estate now to obtain what's mine?

You do not indicate why you did not do anything 15 years ago, but adoption usually cuts off all rights of inheritance. So there was no reason for...

Can a credit union force you to cash a check written to you against your will?I asked them to return check to me they refused.

I am not licensed in your state but I would disagree with my colleague. (A) this is a credit union; and (b) banks and credit unions have rights of...

What can a collection agency do to collect on a credit card machine lease default?

I agree with Attorney Lapas. While I would not be concerned as much about a lawsuit in North Carolina, you need to carefully read the lease you...

I have a notice of right to have exemptions designated can this company take things that are in my husbands name

First of all the creditor is not "harassing" you. It is not harassment to attempt to legitimately collect a debt. Further, an "affidavit" on...

How can an attorney who has my mother's original, signed will ( or a copy of it), be forced to produce it to an heir ?

North Carolina has a procedure whereby anyone in possession of a will can be compelled to produce it. My question is why will this lawyer not...

I am considering CC charge offs because I've been told bankrupcy isn't an option

Charge off is just an accounting term. It does not mean you don't owe the debt. Your credit is already toast (or will be if you allow the debts...

What is the statute of limitations for a unsecured debt in PA

A creditor has 4 years from the date of your last payment in which to sue. It does not matter when they bought the debt but when the last payment...

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Where you were married or lived with your spouse is not relevant. Most states have residency requirements. In NC, its 6 months before you can...