Being threatened by a Canadian collection agency while in the US. Which laws apply? Their tactics are in violation of FDCPA.

A little clarification on wage garnishment in PA. PA does not have wage garnishment for most debts. However, even in non-garnishment states, if a...

I have been getting calls from A TAC Warrant division from a Paris Hawk a few years ago I defaulted a Payday loan that I really.

Up until July 1, 2013, payday loans were illegal in NC. I have not reviewed the recent actions of the legislature but it appears that they brought...

Is there an upside for estate or heirs to giving a deed in lieu of foreclosure on a reverse mortgage ?

I am not sure there is an upside here for the heirs. With a reverse mortgage, when the mortgagor dies, the heirs can either sell the home (if...

How do i remove a person from a cosigned vehicle who is unwilling to be removed in north carolina?

Co-signing is not the same as co-owning. If you are listed on the title to the car as a co-owner then you can take the vehicle. If you are no a...

Am I the victim of identity theft?

Not necessarily. I don't know what you did but you need to get copies of your credit report. If you cannot order it online, then call or write...

Only married for 6 months and he abused me can i get it annuled?

Not on grounds of abuse. You can get a legal separation (called a divorce from bed and board). See below statute: § 51‑3. Want of capacity;...

I am planning on suing someone for money owed on a loan. I have a signed agreement, the amount is over 6K, I want his taxes.

You do not put a lien on someone's tax returns. It sounds like you may have a case for breach of the agreement to repay the money. However, I am...

My stepson, is my husband POA....recently, with his permission he accessed our joint account, where I was listed first

If the stepson has a valid financial power of attorney for your husband, then the stepson can do everything which your husband could do for...

This sounds like a credit card debt or other unsecured debt like a personal loan. The answer is yes, settlement is always possible even after...

You defend your case by hiring a lawyer if you have been sued. It does not matter when the debt was charged off or closed but when you last paid. ...