Archived
I want to get a cashout loan on a property that I own, to use to buy another home, if I default, can the bank take my new home?
Rachel's answer
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Answered on October 16, 2013
If I understand you, you own land now and you want to mortgage that land and use the proceeds of the mortgage to buy some other investment...
Archived
Can I do anything legally about my sibling & spouse managing to acquire our home place and land without my knowledge?
Rachel's answer
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Answered on October 16, 2013
I would agree with Attorney Smith. Your parents conveyed the property prior to your father's death. If that is the case, and assuming no fraud or...
Archived
Being sued by credit card company. Is there a legal template for filing in Montgomery County, PA.?
Rachel's answer
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Answered on October 10, 2013
You are dreaming if you think any creditor will accept $5 or $10 a month. That will not even cover interest on most debts. And you do not answer...
Can a Judgment Creditor get a wage garnishment against me for an unsecured mortgage debt in Pennsylvania?
Rachel's answer
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Answered on October 10, 2013
Yes and no. It depends where you work. Pennsylvania has no wage garnishment and if you own no property where the judgment was rendered and do not...
Archived
Frozen bank account with job only doing direct deposit
Rachel's answer
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Answered on October 10, 2013
Get an online bank account but not at a regular bank. The big banks have agreements to look for debtors who have unpaid child support and they...
Creditor case was dismissed without prejudice WITHIN SOL. Can they re-file now even though SOL has expired?
Rachel's answer
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Answered on October 10, 2013
Yes, but if it was dismissed, it is probably because the plaintiff junk debt buyer will not be able to prove its your debt. If that is the case,...
Archived
I received a loan for a car 8 years ago can i be sued for $12000 what their asking which the car wasnt worth at the time
Rachel's answer
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Answered on October 10, 2013
If the creditor is garnishing your mother's wages then it can only mean that a judgment was entered against her. It doesn't matter what the car...
Can I be sued for a payday loan in the state of north carolina
Rachel's answer
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Answered on October 10, 2013
No Not to toot my own horn, but I answer this question so much that I wrote a brief article on it at my website: ...
Archived
I won a small claims judgment for $5000 but the defendant has not paid. Is it legal to post a notice of the judgment?
Rachel's answer
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Answered on October 10, 2013
Why would you do this? Court records are public records. The judgment will be on the person's credit report.
The way to collect is to get a...
Archived
Past due payday loan , collection company threatening
Rachel's answer
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Answered on October 03, 2013
Read this brief article I wrote about payday loans on my website: http://www.rachelhunterlaw.com/articles/article_9_Pay_DAY_Lending.html
It...
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