Archived
If a surviving son opens probate for his mom to collect a 30k tax overage does he have to pay off the deceased credit card debt?
Rachel's answer
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Answered on October 24, 2013
The creditors have to be paid before the heirs receiving anything outside of the family allowance. If the estate is probated properly, notice has...
Archived
Can a credit bureau re-report an item after they sent me a Dispute Results letter stating that the item was deleted?
Rachel's answer
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Answered on October 24, 2013
Yes.
Your next step is to write a certified letter to the furnisher of the information. Why are you disputing this? Derogatory information, if...
Archived
I wrote check that bounced and paid the court cost plus the check. Is this a felony?
Rachel's answer
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Answered on October 24, 2013
Yes. See OCGA § 16-9-20. Deposit account fraud
(3) Except as provided in subsection (c) of this Code section, a person convicted of the...
Archived
I received court papers from a credit card debt that was opened in NH 05/2009. I now reside in GA.
Rachel's answer
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Answered on October 24, 2013
You do not provide relevant facts. When did the default occur on the debt, i.e. when was the date of your last payment? When did you move? Has...
Archived
Partial ownership of house. House occupied by squatters?
Rachel's answer
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Answered on October 24, 2013
No. But you need to act. You really should bring a partition action or make whoever wants the property buy you out since you are not in GA. You...
Archived
Grandfather had a formal will, it cannot be found. My grandmother had a handwritten will with the same basic principles. Land
Rachel's answer
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Answered on October 24, 2013
Who "told" you the will is not valid? An attorney who reviewed it? GA does not recognize holographic wills (wills that are handwritten). The...
Archived
I have gotten a email from as Inc saying I am going to be sued for a payday loan I have never got. What can I do?
Rachel's answer
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Answered on October 23, 2013
They are lying. Payday loans are illegal in NC. Read this brief article for a discussion of NC...
Archived
In NC, is the original creditor (ccard bank) exempt from FDCPA rule to provide original signed contract for debt validation?
Rachel's answer
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Answered on October 23, 2013
Yes and no. The FDCPA only applies to debt collectors. If the original creditor still owns the debt and sends it to an outside collection...
Archived
Can my brother, after my mother's death, sue me for any of her debt?
Rachel's answer
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Answered on October 23, 2013
I agree with all of the other attorneys. You are not liable for your mother's debts. Why would your brother pay off debt with insurance money? ...
Can I have a quitclaim deed on a property in NC declared void if it was made under duress and has a mistake on it?
Rachel's answer
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Answered on October 23, 2013
I agree with attorney Miller. This is not "duress" as recognized by the law . You were trying to defraud your creditors. Without looking at the...
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