How does leaving a credit card (with a zero balance) out of the bankruptcy affect your credit?

Do you have any other available credit in just your name? The reason is - if you had a line of credit and you closed it, that means that line of...

Credit report question: Closing an old joint credit card due to co-borrower's debt

If you had a joint account (not just being a co-signer) and the account was closed with a zero balance and no late pays, I am not sure why you care...

I had my car reposesed in 2004 or 2005. I never paid the amount owed Can they keep "reapplying" that to stay on my credit report

Harry, The debt can stay on your report for 7 1/2 years since the delinquency was owed, not the actual repossession of your car. Some creditors...

Home Foreclosure, I have 30 days to respond to a lawsuite the morgage co. filed. what happens if I dont file a respond

You and your ex-wife own the home. Is she on the mortgage or just you? I am not admitted in Alabama and don't know if foreclosure is judicial or...

Who owns the note?

The recent mortgage settlement act was supposed to address the robo-signings that went on but the banks were able to get away with this by...

Mortgage company coming after me for balance of first loan 3 years after foreclosure.

I am not licensed to practice in Virginia so you should consult with a Virginia attorney and confirm whether deficiency judgments are allowed in...

I was not given the option to relinquish my rights voluntarily through a deed-in-lieu of foreclosure

I am not admitted in Iowa so consult with an Iowa foreclosure attorney. However, there is no "right" to do a deed-in-lieu. The bank is not there...

What can I do to make the bank to agree with deed-in-lieu?

You cannot force a lender to do a deed-in-lieu. Your house is mortgaged for far more than it is worth and has major issues. Morever, you cannot...

I won a judgement against someone who is now going into forclosure. What do I do now?

I am not admitted in South Carolina so you should seek the advice of South Carolina counsel about the document you received. My guess is that a...

How do I choose and set up a legal/financial team to handle the receipt & investment of large sum of money from outside the US?

I am not admitted to practice in Maryland so you will definitely need attorneys in your state, but as no one has tackled your question, I will try...

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