Archived
What are some options to preserve my civil judgment in the face of a threatened bankruptcy by the judgment debtor?
Paul's answer
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Answered on March 01, 2011
Unless the debtor defrauded you, the debt is most likely dischargeable in bankruptcy. You will get Notice of the filing and the date of the first...
Archived
If my wife and are are getting an uncontested divorce, but have a joint credit card, will her credit take a dive?
Paul's answer
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Answered on February 28, 2011
It's always a good idea to close all joint accounts when you get divorced. It may not be possible to protect her credit 100% from your bankruptcy....
Archived
If there is joint credit card debt and divorce in template form uncontested, should I file bankruptcy BEFORE I sign divorce.
Paul's answer
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Answered on February 25, 2011
What you really should do is consult a Bankruptcy attorney. Many will give you a free initial consultation, and can discuss the merits of filing...
Archived
I was served with a summons (no date)for a credit card debt amount owing per attorney firm is $615.00.
Paul's answer
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Answered on February 25, 2011
The two largest collection firms do not date their Complaints. The 20 day time period to Answer starts when you are served. Even though it says...
Archived
Receive a summons from attorney firm in person about 25 day's ago or so?
Paul's answer
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Answered on February 25, 2011
In Minnesota a Lawsuit is initiated by the service of a Summons and Complaint. The collection law firms have no qualms about filing for default...
Archived
Does a Credit Union have a legal right to withdraw funds from a family members account for a loan I am behind on?
Paul's answer
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Answered on February 25, 2011
I also suspect there is a lot more to the story. A Credit Union does have some powers that banks don't. It can cross-collateralize loans, meaning...
Archived
How can I file Chapter 7 against joint ccards with wife. (she won't file) and put payback on terms an not hurt her credit?
Paul's answer
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Answered on February 25, 2011
You can't avoid her credit taking a hit. The Credit card company will close the account because the bankruptcy of one joint account holder is a...
Archived
Can I keep my pick-up in chapter 7 by reaffirming the debt.
Paul's answer
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Answered on February 25, 2011
Ordinarily I would not advise entering into a reaffirmation agreement. It defeats the purpose of gaining a "fresh start" through the bankruptcy...
Archived
Who is a good bankruptcy lawyer at a cheap price
Paul's answer
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Answered on January 13, 2011
For the most part in life, you get what you pay for. Many bankruptcy attorneys will give a free telephone consultation, some will consult...
Archived
If I have medical bills though a hospital after bankruptcy will I still be able to visit that hospital?
Paul's answer
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Answered on December 06, 2010
Yes, clinics sometimes do refuse to treat people after the clinic's bill has been discharged in bankruptcy. If they do it wrong, they risk...
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