Help with MN Statute 609.535 Subdivision 7

Since this is Conciliation Court, you probably don't need that statement from the credit union. The check itself, stamped NSF by the bank and...

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I defaulted on three payday loans with a combined total of $1500. can a warrant be issued for my arrest?

They cannot get an arrest warrant for non-payment of a debt. There is a way to get one for contempt of court, but first they have to sue you, get...

I received a request for disclosure from a collection law firm. I called the law firm and told them I don't know what case it is

Messerli & Kramer have been scheduling depositions at their office as a way to try and increase collections (or increase the hassle for consumer...

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What is the statue of limitations on a conciliation court judgment in Minnesota?

No. The Conciliation Court Judgment, like a District Court Judgment is good for 10 years. Unlike the District Court., there is no procedure to...

What happens to credit card debt when someone dies?

Minnesota Statutes Section 519.17 provides that the spouse is not liable for the debts of the other spouse, unless it was incurred for necessary...

Go to www.mncourts.gov and got to find a Court case and look it up to see if a default judgment has been entered. The fact that the Court sent you...

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I am being sued over some old credit card debt , if they get judgement, what can they do or get? i am selfemployed.

Each state has it's own exemptions. In Minnesota the homestead is exempt from the claims of creditors up to $390,000 of equity. If you sell the...

The creditor can garnish your wages until the judgment is paid in full. The statute requires the employer to honor the Garnishment Summons, The...

What action can a new collector take once they acquire your judgment from another agency?

Each time a new debt collector begins trying to collect an account, they are required to send you notice of your right to dispute the debt and...

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How do I respond to being sued by a law firm regarding a debt from several years ago that I believe was paid?

If they have sued you for a debt that was previously settled, then they have violated the Fair Debt Collection Practices Act.. While it is...