Archived
Bankruptcy timeline for sole proprietor, business card: Takes out debt, declares bankruptcy, then money is refunded to card?
Patrick's answer
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Answered on July 30, 2013
It would probably be part of the debtor's bankruptcy estate. I'm guessing it wasn't disclosed in the petition because the debtor didn't know about...
Archived
Can the hospital garnish my wages?
Patrick's answer
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Answered on July 30, 2013
Not in Texas, no. Your best course of action is to try and work out a payment plan with them.
Archived
How is household size determined for bankruptcy means test in Eastern District of Texas?
Patrick's answer
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Answered on July 29, 2013
There is no set definition in the Code. The easiest proof is what is on tax returns. But if you have a legit argument that you have more dependents...
Archived
Stale Debt.
Patrick's answer
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Answered on July 29, 2013
Yes. They would have to have a judgment against you to do this; what makes you think the debt is stale? In TX, judgments are good for 10 years and...
Archived
Chapter 7,how do I get started? What is the credit couseling required by court? It simple, can I file it myself? how much time?
Patrick's answer
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Answered on July 29, 2013
Talk to an attorney, most give free consults. I wouldn't recommend filing by yourself as a lot of "pro se" cases are dismissed or lose property by...
We sent a cease and desist letter to discover card explaining that our sole income is now social security and we cannot pay bil
Patrick's answer
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Answered on July 29, 2013
Social security income is 100% protected from creditors. But definitely put your social security in an account separate from all other funds so...
Selected as the best answer
American Express is suing me in TX-Can they garnish my joint account and my husband's separate bank account, too?
Patrick's answer
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Answered on July 29, 2013
I am assuming that you don't have a pre-nup, if not community bank accounts would most likely be up for grabs. They could seize funds in your...
Archived
Can a creditor take debtor's money for living expenses and basic survival needs from bank accounts in a judgement?
Patrick's answer
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Answered on July 29, 2013
Yes unfortunately. There are no state property exemptions that protect bank accounts. It might be in your best interest to start operating on a...
Archived
What do I do to protect myself when my ex husband is filing bankruptcy?
Patrick's answer
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Answered on July 26, 2013
You can still go after him for contempt if he is contempt of the family court order.
Archived
Can I sue my father for reimbursement of living expenses for the last 21 years.
Patrick's answer
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Answered on July 26, 2013
It will really depend on contract law and proving there was a contract between you and your father and that he has breached that contract. I have...
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