Archived
Can a credit card company garnis my bank account if my only income is ssi and te account is troug a seperate bank in wa
Patrick's answer
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Answered on May 23, 2012
No. Social security income is exempt from garnishment by creditors as long as it is readily identifiable as social security distributions. Don't...
Archived
Can i get restraining order for harassment against a judgment creditors attorney trying to collect a consumer debt in Texas?
Patrick's answer
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Answered on May 23, 2012
Just to add on to the previous answer, threatening to have you thrown in jail and harassing you is also a violation of Texas state law. Here are...
Archived
Does my son have to appear?
Patrick's answer
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Answered on May 22, 2012
Taking what you have said at face value, the warning is for the plaintiff. The plaintiff has the duty to actively pursue his/her case or it will be...
Archived
Can I file chapter 7 for my company when individual chapter was just discharged?
Patrick's answer
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Answered on May 22, 2012
Why would you file a Chapter 7 for your corporation? You have been discharged from all personal liability on the corporate debts (assuming you...
Archived
Foreclosed property. City sends letter.
Patrick's answer
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Answered on May 22, 2012
Once the property is sold in a foreclosure sale, your parents no longer own the property and are not responsible for its upkeep. You were correct.
Archived
What can i do if am constantly being asked to go to post judgment depositions for a consumer debt in TX
Patrick's answer
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Answered on May 22, 2012
If there is a court order telling you to go to a deposition you should go. If not you could be held in contempt of court which could carry a jail...
Archived
Is it possible to get money back that is paid to a collection agency if i file bankruptcy?
Patrick's answer
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Answered on May 18, 2012
Probably not. And additionally, any money that was given back from the collection agency would be part of your bankruptcy estate and would go to...
Archived
My father has incurred huge medical bills due to a fall. Can the bill collecters go after his corporation. He is the president..
Patrick's answer
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Answered on May 18, 2012
If your father has a corporation (owner/shareholder) and he appropriately followed all corporate formalities (such as holding board meetings,...
Archived
Is there a maximum income level for declaring bankruptcy in Ohio?
Patrick's answer
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Answered on May 17, 2012
Sort of. The means test sets an income level that you must be under in order to file a Chapter 7. Whether you pass the means test is determined by...
Archived
Can a collection agency freeze my bank account for an unpaid online payday loan from 2008?
Patrick's answer
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Answered on May 16, 2012
Just to add to the other answers, in Texas you cannot have your wages garnished for consumber debts. Additionally, they can only "garnish" your...
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