Under the Texas Property Code you are able to exempt one vehicle per household member with a license. So both your cars will probably be okay. The...

I HAVE 2003 CREDIT CARD DEBT. I HAVE BEEN RECENTLY CONTACTED FOR PAYMENT OF THIS DEBT. I AM A CURRENT RESIDENT OF TEXAS.

Just adding onto Mr. Geffen's answer, if they do bring suit against you, you would have to plead the statute of limitations as an affirmative...

Yes they may. Under Texas law, a creditor is not able to garnish your wages (with a few exceptions that don't apply to credit cards), but is able...

Business can't afford secured loan payments. Bankruptcy and reemerge as another company or Chapter 11 BK?

Your situation is going to be much too complicated to answer on this forum. You need to consult with a local bankruptcy attorney who has expertise...

WE ARE CURRENTLY SEPERATED BECAUSE MAINLY FOR THE FINACES SHE HAS RACKED UP A BUNCH OF UNSECURED DEBT

Whether you decide to file for divorce is a personal decision you are going to have to make for yourself. If you are liable for her debts as well,...

Can bankruptcy take care of foreclosure/repos due to divorce?

You are able to discharge most unsecured debts such as foreclosure and repossession deficiencies in a bankruptcy. The only way these wouldn't be...

In addition to list'g creditors to be included in a Chap 7, do notices also get publically posted to cover unkn/forgotn creditor

There is no public notice. You should consult with the bankruptcy attorney who filed your case to see if it is wise to try and "reopen" your case...

I AM MARRIED BUT HAVE BEEN SEPARATED FROM MY HUSBAND FOR OVER YEAR, DO I NEED TO INCLUDE HIS INCOME ON THE MEANS TEST AND SCH. J

Just adding on to Ms. Bunce's answer, on the Means Test mark that you are married, not filing jointly, with declaration of separate households. It...

I have been unemployed since January 2012. I will be receiving a couple of lawsuits because of my financial status.

It depends on the remedies available to creditors under Lousiana state law. After a creditor gets a judgment against you, they can enforce their...

Sued by a service I did not paid but I can pay the whole amount. Can the judge make reasonable and adjustable payments?

Technically once your creditor gets a judgment they are entitled to the full amount then and there. The judge won't play a role in forcing your...